320 Shorecrest Dr, Seneca, SC 29672 Property Records

Oconee County property record for 320 Shorecrest Dr, Seneca, SC 29672

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Jul 2024)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-05-01-014`

Property Details

APN / Parcel Number

Primary APN	`520-05-01-014`
Alternative APN	`55206`

Exterior

Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	166 ft deep x 95 ft wide

Location & Zoning

Account Number	55206
Old Parcel Number	520 05 01 014
Street Address	320 SHORECREST DR
City	SENECA
State	SC
Zip	29672-2139
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 2 LAKEWOOD ESTATES
Legal Subdivision	LAKEWOOD ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1052
Census Tract	30601

Owner

320 Shorecrest Dr, residential vacant land, is owned by an individual who bought it in July 2024.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	415 HEBRON RD, SENECA, SC 29672-6823
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2025	Deed of Trust, Mortgage · Construction Mortgage OCONEE FSLA
Jul 1, 2024	Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK
Mar 29, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Mar 29, 2023
Deed Document Number	0000000038
Deed Book / Page	3092 / 312
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	320 SHORECREST DR, SENECA, SC 29672-2139
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012768
Date	Apr 18, 2025
Book Page	4670/143
Instrument	12768

Lender

Name	OCONEE FSLA
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	May 1, 2056

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 1, 2024
Property Address	320 SHORECREST DR, SENECA, SC 29672-2139
Document Number	0000000038
Book / Page	3092 / 312
Map Reference	MB P-42 PG 78
Instrument Date	May 31, 2024
Instrument	38
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 HEBRON RD, SENECA, SC 29672-6823

Mortgage

Document Number	0004574136
Date	Jul 1, 2024
Instrument	4574/136

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jun 1, 2029

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Mar 29, 2023
Property Address	320 SHORECREST DR, SENECA, SC 29672-2139
Document Number	0000012512
Book / Page	2923 / 324
Map Reference	MB P-45 PG 101
Instrument Date	Mar 28, 2023
Instrument	12512
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	PO BOX 1955, SENECA, SC 29679-1955

Tax Assessment & Valuation

The 2025 property tax bill for 320 Shorecrest Dr was $2,087.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00	$4,939 Land $4,939	$123,480 Land $123,480
2023		$1,358 Land $1,358	$33,950 Land $33,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Shorecrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Shorecrest Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shorecrest Dr

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