318 Shorecrest Dr, Seneca, SC 29672 Property Records

Oconee County property record for 318 Shorecrest Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,345 sqft · built 1980
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on File
Last Sale	$487,000 (Jan 2020)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-05-01-015`

Property Details

APN / Parcel Number

Primary APN	`520-05-01-015`
Alternative APN	`55207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,345 sqft Living Area
1st Floor Area	2,345 sqft
Basement Area	348 sqft
Unfinished Basement	348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	17.5 ft deep x 9.7 ft wide
Garage Type	Attached
Garage Area	308 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55207
Street Address	318 SHORECREST DR
City	SENECA
State	SC
Zip	29672-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 LAKEWOOD ESTATES
Legal Subdivision	LAKEWOOD ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1052
Census Tract	30601

Owner

318 Shorecrest Dr is owner-occupied and held in a trust since June 2025.

Source: Oconee County records, as of November 17, 2025

Owner of Record	2 Trust Names on File
Mailing Address	318 SHORECREST DR, SENECA, SC 29672-2139
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Jan 17, 2020	Grant Deed, Transfer · Conventional with PMI ACC MTG
May 22, 2018	Grant Deed, Transfer · Conventional Mortgage COUNTYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	20209315
Deed Book / Page	2536 / 276
Last Transfer Date	Jun 11, 2025
Transfer Doc	003235/199
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	318 SHORECREST DR, SENECA, SC 29672-2139
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000134
Date	Jul 5, 2022
Book Page	4353/235
Instrument	134

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	318 SHORECREST DR, SENECA, SC 29672-2139
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015044
Date	Mar 17, 2021
Book Page	4119/265
Instrument	15044

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 17, 2020
Property Address	318 SHORECREST DR, SENECA, SC 29672-2139
Document Number	0025360276
Book / Page	002536 / 000276
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,802.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 SHORECREST DR SENECA SC 296722139, SENECA, SC 29672-2139

Mortgage

Document Number	39170297
Date	Jan 17, 2020
Book Page	003917/000297

Lender

Name	ACC MTG
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.75%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	May 22, 2018
Property Address	318 SHORECREST DR, SENECA, SC 29672-2139
Document Number	0023630293
Book / Page	002363 / 000293
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 HUNTING HILL CIR GREER SC 296502915, GREER, SC 29650-2915

Mortgage

Document Number	37250118
Date	May 22, 2018
Book Page	003725/000118

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 21, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 318 Shorecrest Dr was $3,755.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,755.00	$25,594 Land $5,768 Building $19,826	$639,860 Land $144,200 Building $495,660
2023		$18,673 Land $5,768 Building $12,905	$466,820 Land $144,200 Building $322,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 Shorecrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Shorecrest Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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