322 S Locust St, Sycamore, IL 60178 Property Records

DeKalb County property record for 322 S Locust St, Sycamore, IL 60178 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,776 sqft · built 1886
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2018)
Tax Bill	$7,554 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-32-434-015`

Property Details

APN / Parcel Number

Primary APN	`06-32-434-015`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	572 sqft
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0632434015
Street Address	322 S LOCUST ST
City	SYCAMORE
State	IL
Zip	60178-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE (ORIGINAL TOWN) - N1/2 OF LOTS 5 & 6 & W 40FT OF N1/2 OF LOT 7 BLOCK 28
Legal Subdivision	SYCAMORE (ORIGINAL TOWN)
Legal Block	28
Legal Lot Number	5,6,7
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2011
Census Tract	600

Owner

Source: DeKalb County records · APN 06-32-434-015

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 S LOCUST ST, SYCAMORE, IL 60178-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 19, 2018	Warranty Deed, Transfer · Conventional with PMI RESOURCE BK
Mar 18, 2017	Deed of Trust, Mortgage · Conventional with PMI STATE FARM BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	20185918
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	322 S LOCUST ST, SYCAMORE, IL 60178-1805
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007242
Date	Jun 04, 2021
Instrument	2021007242

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 19, 2018
Property Address	322 S LOCUST ST, SYCAMORE, IL 60178-1805
Document Number	0000005918
Instrument Date	Jun 15, 2018
Instrument	5918
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 S LOCUST ST SYCAMORE IL 601781805, SYCAMORE, IL 60178-1805

Mortgage

Document Number	5919
Date	Jun 19, 2018
Instrument	5919

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	322 S LOCUST ST, SYCAMORE, IL 60178-1805
Document Number	0000002856
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 S LOCUST ST SYCAMORE IL 601781805, SYCAMORE, IL 60178-1805

Mortgage

Document Number	0000002856
Date	Mar 29, 2017
Instrument	2856

Lender

Name	STATE FARM BK
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,024 (+16.47%) Land $20,154 Building $82,870	$309,072 (+16.47%) Land $60,462 Building $248,610
2024	$7,554.00
2023		$88,452 Land $17,303 Building $71,149	$265,356 Land $51,909 Building $213,447

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35

May also be available at this address: Digital Network Access Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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