313 S Locust St, Sycamore, IL 60178 Property Records

DeKalb County property record for 313 S Locust St, Sycamore, IL 60178 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 858 sqft · built 2006
Lot Size	0.107 acres (4,642 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (May 2018)
Tax Bill	$7,798 (2024)
Deeds & Mortgages	Mar 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-32-433-013`

Property Details

APN / Parcel Number

Primary APN	`06-32-433-013`
Alternative APN	`0632433010`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	858 sqft Living Area
Gross Area	1,418 sqft
1st Floor Area	858 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,642 sqft (0.107 acres)
Lot Dimensions	79 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	560 sqft
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0632433013
Street Address	313 S LOCUST ST
City	SYCAMORE
State	IL
Zip	60178-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 - E & G RESUBDIVISION
Legal Subdivision	E & G RESUBDIVISION
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2012
Census Tract	600

Owner

Source: DeKalb County records · APN 06-32-433-013

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 S LOCUST ST, SYCAMORE, IL 60178-1804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OMAHA NA
May 29, 2018	Warranty Deed, Transfer · Conventional with PMI FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Jul 17, 2007 · Amount on Record
Deed Document Number	20184963
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	313 S LOCUST ST, SYCAMORE, IL 60178-1804
Document Number	0000003135
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 S LOCUST ST SYCAMORE IL 601781804, SYCAMORE, IL 60178-1804

Mortgage

Document Number	0000003135
Date	Apr 10, 2020
Instrument	3135

Lender

Name	FIRST NAT'L BK/OMAHA NA
Address	OMAHA, NE 68197

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 29, 2018
Property Address	313 S LOCUST ST, SYCAMORE, IL 60178-1804
Document Number	0000004963
Instrument Date	May 25, 2018
Instrument	4963
Transaction Type	Transfer
Record Updated	Jun 08, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 S LOCUST ST SYCAMORE IL 601781804, SYCAMORE, IL 60178-1804

Mortgage

Document Number	4964
Date	May 29, 2018
Instrument	4964

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,142 (+16.48%) Land $10,172 Building $95,970	$318,426 (+16.48%) Land $30,516 Building $287,910
2024	$7,798.00
2023		$91,128 Land $8,733 Building $82,395	$273,384 Land $26,199 Building $247,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35

May also be available at this address: Digital Network Access Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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