312 S Locust St, Sycamore, IL 60178 Property Records

DeKalb County property record for 312 S Locust St, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,170 sqft · built 1928
Lot Size	0.129 acres (5,600 sqft)
Owner	Company Name on Record
Tax Bill	$1,981 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-32-434-002`

Property Details

APN / Parcel Number

Primary APN	`06-32-434-002`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,305 sqft
1st Floor Area	1,170 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	80 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	396 sqft
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0632434002
Street Address	312 S LOCUST ST
City	SYCAMORE
State	IL
Zip	60178-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE (ORIGINAL TOWN) - S 70FT LOT 4 BLOCK 28
Legal Subdivision	SYCAMORE (ORIGINAL TOWN)
Legal Block	28
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2011
Census Tract	600

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	312 S LOCUST ST, SYCAMORE, IL 60178-1805
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2020
Transfer Doc	0000002729
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	312 S LOCUST ST, SYCAMORE, IL 60178-1805
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013041
Date	Oct 6, 2021
Instrument	2021013041

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 27, 2020
Property Address	312 S LOCUST ST, SYCAMORE, IL 60178-1805
Document Number	0000002729
Instrument Date	Mar 25, 2020
Instrument	2729
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	312 S LOCUST ST SYCAMORE IL 601781805, SYCAMORE, IL 60178-1805

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	312 S LOCUST ST, SYCAMORE, IL 60178-1805
Document Number	0000004311
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S LOCUST ST SYCAMORE IL 601781805, SYCAMORE, IL 60178-1805

Mortgage

Document Number	0000004311
Date	May 24, 2019
Instrument	4311

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,174 (+16.47%) Land $12,203 Building $26,971	$117,522 (+16.47%) Land $36,609 Building $80,913
2024	$1,981.00
2023		$33,633 Land $10,477 Building $23,156	$100,899 Land $31,431 Building $69,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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