Queen Anne's County property record for 322 River Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,428 sqft · built 1956 |
| Lot Size | 0.656 acres (28,575 sqft) |
| Owner | Company Name on File |
| Last Sale | $800,000 (Nov 2023) |
| Tax Bill | $6,699 (2025) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 02-010232 |
| Primary APN | 02-010232 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,428 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 28,575 sqft (0.656 acres) |
| Lot Dimensions | 285 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 548 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 010232 |
|---|---|
| Street Address | 322 RIVER RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-20 |
| Legal Description | LOTS 16-17 BLOCK D W/RIVER RD S/E CHESTERTOWN |
| Legal Subdivision | SARAH SKIPPER LANDS |
| Legal Block | D |
| Legal Lot Number | 16,17 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 2, CHURCH HILL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 810300 |
322 River Rd is owned by a company that bought it in November 2023.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 309 CHESTNUT RIDGE DR, MECHANICSBURG, PA 17055-5181 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2023 · Amount on File |
| Deed Sale | Nov 3, 2023 · Amount on File |
| Prior Sale | Nov 6, 2006 |
| Deed Book / Page | 4301 / 116 |
| Prior Transfer Date | May 25, 2013 |
| Prior Transfer Doc | 0022040611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Nov 3, 2023 |
| Property Address | 322 RIVER RD, CHESTERTOWN, MD 21620-2724 |
| Document Number | 0043010116 |
| Book / Page | 4301 / 116 |
| Map Reference | LB NBW8 FO 515 |
| Instrument Date | Oct 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 CHESTNUT RIDGE DR, MECHANICSBURG, PA 17055-5181 |
The 2025 property tax bill for 322 River Rd was $6,699.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,700 (+3.67%) | $782,500 (+11.02%) Land $542,100 Building $240,400 | |
| 2025 | $6,699.00 | $704,800 Land $498,500 Building $206,300 | $704,800 Land $498,500 Building $206,300 |
| 2023 | $4,981.00 | $528,867 | $704,800 Land $498,500 Building $206,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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