Queen Anne's County property record for 313 River Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,080 sqft · built 1964 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (May 2024) |
| Tax Bill | $2,828 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-014092 |
| Primary APN | 02-014092 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Total Area |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,214 sqft (0.487 acres) |
| Lot Dimensions | 164 ft deep x 129 ft wide |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 014092 |
|---|---|
| Street Address | 313 RIVER RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-20 |
| Legal Description | LOT 39 PLAT 2 SARAH SKIPPER LANDS |
| Legal Subdivision | SARAH SKIPPER LANDS |
| Legal Lot Number | 39 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 2, CHURCH HILL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 810300 |
Source: Queen Anne's County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 RIVER RD, CHESTERTOWN, MD 21620-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | May 25, 2021 · Amount on Record |
| Deed Book / Page | 4391 / 20 |
| Prior Transfer Date | Jun 5, 2014 |
| Prior Transfer Doc | 0022970483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | May 25, 2021 |
| Property Address | 313 RIVER RD, CHESTERTOWN, MD 21620-2725 |
| Document Number | 0037260204 |
| Book / Page | 3726 / 204 |
| Instrument Date | May 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 313 RIVER RD, CHESTERTOWN, MD 21620-2725 |
| Document Number | 0003726214 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 3726/214 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,200 (+5.62%) | $372,000 (+16.87%) Land $129,000 Building $243,000 | |
| 2025 | $2,828.00 (+43.26%) Homeowner's exemption | $318,300 (+33.5%) Land $84,000 Building $234,300 | $318,300 (-) Land $84,000 Building $234,300 |
| 2023 | $1,974.00 | $238,433 | $318,300 Land $84,000 Building $234,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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