Queen Anne's County property record for 312 River Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,296 sqft · built 1966 |
| Lot Size | 0.869 acres (37,853 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,425 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-013533 |
| Primary APN | 02-013533 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,296 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 37,853 sqft (0.869 acres) |
| Lot Dimensions | 252 ft deep x 150 ft wide |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 592 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 013533 |
|---|---|
| Street Address | 312 RIVER RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-20 |
| Legal Description | LOTS 11-12-13 SARAH SKIPPER LANDS |
| Legal Subdivision | SARAH SKIPPER LANDS |
| Legal Lot Number | 11 ET |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 2, CHURCH HILL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 810300 |
312 River Rd is owned and occupied by an individual.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 RIVER RD, CHESTERTOWN, MD 21620-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 312 RIVER RD, CHESTERTOWN, MD 21620-2724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035740278 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3574/278 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 312 River Rd was $10,425.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,124,533 | $1,172,800 Land $560,700 Building $612,100 | |
| 2025 | $10,425.00 | ||
| 2023 | $8,330.00 | $884,333 | $1,100,400 Land $507,800 Building $592,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, Xfinity.
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