322 Prospect St, Alta, IA 51002 Property Records

Buena Vista County property record for 322 Prospect St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 996 sqft · built 1927
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-176-008`

Property Details

APN / Parcel Number

Primary APN	`09-26-176-008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Basement Area	996 sqft
Finished Basement	700 sqft
Unfinished Basement	996 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	322 PROSPECT ST
City	ALTA
State	IA
Zip	51002-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-08 ALTA CORP.
Legal Subdivision	FIRST ADDITION TO THE CITY OF ALTA
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2024
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 PROSPECT ST, ALTA, IA 51002-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 10, 2026
Transfer Doc	0000000523
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 13, 2026
Property Address	322 PROSPECT ST, ALTA, IA 51002-1425
Document Number	0000001646
Instrument Date	Jul 2, 2026
Instrument	20261646
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 PROSPECT ST, ALTA, IA 51002-1425

Mortgage

Document Number	0000001646,
Date	Jul 13, 2026
Instrument	20261646

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,200 (+9.84%) Land $15,900 Building $96,300	$112,200 (+9.84%) Land $15,900 Building $96,300
2025	$1,134.00 (-8.55%) Homeowner's exemption	$102,150 (-) Land $9,100 Building $93,050	$102,150 (-) Land $9,100 Building $93,050
2024	$1,240.00 (+7.08%)
2023		$102,150 (+34.85%) Land $9,100 Building $93,050	$102,150 (+34.85%) Land $9,100 Building $93,050
2022	$1,158.00 Homeowner's exemption	$75,750 Land $9,100 Building $66,650
2021			$75,750 Land $9,100 Building $66,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures