310 Prospect St, Alta, IA 51002 Property Records

Buena Vista County property record for 310 Prospect St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,454 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Nov 2022)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-176-005`

Property Details

APN / Parcel Number

Primary APN	`09-26-176-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	432 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	310 PROSPECT ST
City	ALTA
State	IA
Zip	51002-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-08 ALTA CORP.
Legal Subdivision	ALTA 1ST ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2024
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 PROSPECT ST, ALTA, IA 51002-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Oct 21, 2020	Contract Sale, Transfer · Seller Carry-Back KATLIN JEAN WIPPERLING
Sep 18, 2019	Warranty Deed, Transfer · Stand-Alone Refinance CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	20223205
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Nov 30, 2022
Property Address	310 PROSPECT ST, ALTA, IA 51002-1423
Document Number	0000223205
Instrument Date	Nov 6, 2020
Instrument	223205
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 PROSPECT ST, ALTA, IA 51002-1423

Mortgage

Document Number	0000223206
Date	Nov 30, 2022
Instrument	223206

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

October 2020: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BUENA VISTA IA
Recording Date	Oct 21, 2020
Property Address	310 PROSPECT ST, ALTA, IA 51002-1423
Document Number	0000203029
Instrument Date	Oct 9, 2020
Instrument	203029
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 S CHEROKEE ST, ALTA, IA 51002-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 PROSPECT ST, ALTA, IA 51002-1423

Mortgage

Document Number	0000203029
Date	Oct 21, 2020
Instrument	203029

Lender

Name	KATLIN JEAN WIPPERLING
Type	Seller
Address	121 S CHEROKEE ST, ALTA, IA 51002

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Sep 18, 2019
Property Address	310 PROSPECT ST, ALTA, IA 51002-1423
Document Number	0000192326
Instrument Date	Sep 18, 2019
Instrument	192326
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PROSPECT ST, ALTA, IA 51002-1423

Mortgage

Document Number	0000192327
Date	Sep 18, 2019
Instrument	192327

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,900 (+4.91%) Land $15,900 Building $104,000	$119,900 (+4.91%) Land $15,900 Building $104,000
2025	$1,530.00 (-7.27%) Homeowner's exemption	$114,290 (-) Land $9,100 Building $105,190	$114,290 (-) Land $9,100 Building $105,190
2024	$1,650.00 (+1%)
2023		$114,290 Land $9,100 Building $105,190	$114,290 Land $9,100 Building $105,190
2022	$1,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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