Buena Vista County property record for 401 Prospect St, Alta, IA 51002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,952 sqft · built 1910 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,136 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-181-001 |
| Primary APN | 09-26-181-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Basement Area | 868 sqft |
| Finished Basement | 350 sqft |
| Unfinished Basement | 868 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 98 sqft |
| Patio Area | 504 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 401 PROSPECT ST |
|---|---|
| City | ALTA |
| State | IA |
| Zip | 51002-1471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-17 ALTA CORP. |
| Legal Subdivision | ALTA 3RD ADD |
| Jurisdiction | BUENA VISTA IA |
| Township / Civil Division | NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 960600 |
401 Prospect St is owned and occupied by two individuals.
Source: Buena Vista County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 PROSPECT ST, ALTA, IA 51002-1471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUENA VISTA IA |
| Property Address | 401 PROSPECT ST, ALTA, IA 51002-1471 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000221214 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 221214 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 30, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 401 Prospect St was $2,136 with a homeowner's exemption, down 7.5% from the year before.
Source: Buena Vista County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Alta City |
| County | Buena Vista County |
| Unified School District | Alta-Aurelia Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,900 (+15.69%) Land $21,400 Building $168,500 | $189,900 (+15.69%) Land $21,400 Building $168,500 | |
| 2025 | $2,136.00 (-7.45%) Homeowner's exemption | $164,140 Land $12,240 Building $151,900 | $164,140 Land $12,240 Building $151,900 |
| 2024 | $2,308.00 | ||
| 2023 | $164,140 (+34.36%) Land $12,240 Building $151,900 | $164,140 Land $12,240 Building $151,900 | |
| 2022 | $1,960.00 Homeowner's exemption | $122,160 Land $12,240 Building $109,920 | |
| 2021 | $122,160 Land $12,240 Building $109,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 401 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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