322 North Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 322 North Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,792 sqft · built 1979
Lot Size	0.616 acres (26,840 sqft)
Owner	2 Trust Names on File
Last Sale	$225,000 (Jul 1995)
Tax Bill	$24,073 (2025)
Deeds & Mortgages	Oct 2026 Transfer Jan 2026 Transfer
Flood Zone	Zone VE (high risk)
APN	`00093420-001100`

Property Details

APN / Parcel Number

Primary APN	`00093420-001100`
Alternative APNs	`18633800093420001100` `1108103`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Attic	Attic
Attic Area	768 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	26,840 sqft (0.616 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	768 sqft
Carport	Carport
Carport Area	768 sqft

Exterior Amenities

Porch	Slab
Porch Area	676 sqft
Deck Area	1,238 sqft
Patio Area	1,238 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1108103
Street Address	322 NORTH DR
City	ISLAMORADA
State	FL
Zip	33036-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	18 63 38 PLANTATION KEY OR LONG ISLAND PT LOTS 6 AND 7 PB1-101 (LOTS 11 -12 AND ADJ JETTY - TRACT C UNRECORDED PLANTATION LAKE ESTATES) OR679-860E OR679-869/870 OR681-421 OR740-227/28 OR766-316 OR798-1614 OR802-300/01 OR835-2448 OR1003-1643 OR1003-16
Legal Range	38E
Legal Township	63S
Legal Section	18
Legal Subdivision	PLANTATION KEY
Legal Tract	C
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	970800

Owner

322 North Dr is held in a trust since October 2026.

Source: Monroe County records, as of October 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2756 NE 37TH DR, FORT LAUDERDALE, FL 33308-6327
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 20, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 1995 · Amount on File
Deed Sale	Jul 26, 1995 · Amount on File
Prior Sale	Jul 26, 1995 · Amount on File
Deed Book / Page	1363 / 1080
Last Transfer Date	Oct 8, 2026
Transfer Doc	0002563503
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Oct 13, 2026
Property Address	322 NORTH DR, ISLAMORADA, FL 33036-3124
Document Number	0002563503
Book / Page	3406 / 1000
Instrument Date	Oct 8, 2026
Instrument	20262563503
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2756 NE 37TH DR, FORT LAUDERDALE, FL 33308-6327

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jan 20, 2026
Property Address	322 NORTH DR, ISLAMORADA, FL 33036-3124
Document Number	0033621502
Book / Page	3362 / 1502
Instrument Date	Dec 8, 2025
Instrument	2528940
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8305 NW 157TH AVE, MIAMI, FL 33178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 NW 157TH AVE, MIAMI, FL 33178

Tax Assessment & Valuation

The 2025 property tax bill for 322 North Dr was $24,073, up 6% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,073.00 (+5.97%)	$3,750,083 Land $3,275,500 Building $474,583	$3,750,083 Land $3,275,500 Building $474,583
2024	$22,716.00 (+6.72%)
2023	$21,285.00 (+19.25%)	$3,457,689 (+37.11%) Land $3,119,935 Building $337,754	$3,457,689 (+37.11%) Land $3,119,935 Building $337,754
2022	$17,849.00	$2,521,856 Land $2,177,905 Building $343,951	$2,521,856 Land $2,177,905 Building $343,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 North Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 624 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,096 units insured incl. 472 condo units
Nearby Flood Claims	190 (1982–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 87 claims Hurricane Wilma, Oct 2005 · 60 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 North Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

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