Monroe County property record for 313 North Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,496 sqft · built 1987 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,000,000 (Aug 2022) |
| Tax Bill | $13,753 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00093420-001600 |
| Primary APN | 00093420-001600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Elevator | Elevator |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 8,400 sqft (0.193 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 962 sqft |
| Pool Area | 240 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 777 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1108154 |
|---|---|
| Street Address | 313 NORTH DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | 18 63 38 PLANTATION KEY OR LONG ISLAND PT LOTS 6 AND 7 PB1-101 (LOT 17 UNRECORDED PLANTATION LAKE ESTATES) OR760-1109 OR3186-2368 OR3186-2372 OR3186-2375 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 18 |
| Legal Subdivision | PLANTATION KEY |
| Legal Lot Number | 6-7,1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 970800 |
Source: Monroe County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 770 NE MARINE DR, BOCA RATON, FL 33431-6936 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on Record |
| Deed Sale | Aug 2, 2022 · Amount on Record |
| Deed Document Number | 20222385819 |
| Deed Book / Page | 3186 / 2375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 2, 2022 |
| Property Address | 313 NORTH DR, ISLAMORADA, FL 33036-3123 |
| Document Number | 0031862375 |
| Book / Page | 3186 / 2375 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2385819 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1550 SE WILSHIRE PL APT 101, 101, STUART, FL 34994-5780 |
| Name | Verified Name |
|---|---|
| Address | 770 NE MARINE DR, BOCA RATON, FL 33431-6936 |
| Document Number | 0031862378 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 3186/2378 |
| Instrument | 2385820 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,753.00 (-17.69%) | $1,423,751 (-15.53%) Land $877,800 Building $545,951 | $1,423,751 (-15.53%) Land $877,800 Building $545,951 |
| 2024 | $16,708.00 (+2.28%) | ||
| 2023 | $16,336.00 (+290.81%) | $1,685,529 (+337.21%) Land $1,176,000 Building $509,529 | $1,685,529 (+39.87%) Land $1,176,000 Building $509,529 |
| 2022 | $4,180.00 Senior Citizen's exemption | $385,516 | $1,205,061 Land $819,000 Building $386,061 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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