317 North Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 317 North Dr, Islamorada, FL 33036

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2 ba · 1,960 sqft · built 1982
Lot Size0.232 acres (10,126 sqft)
Owner2 Individual Names on Record
Last Sale$1,500,000 (Aug 2025)
Tax Bill$10,206 (2024)
Deeds & MortgagesDec 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN00093420-001400

Property Details

APN / Parcel Number

Primary APN00093420-001400
Alternative APNs
  • 18633800093420001400
  • 1108138

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,960 sqft
1st Floor Area1,960 sqft

Exterior

Year BuiltBuilt 1982
Exterior MaterialBoard & Batten
Lot Area10,126 sqft (0.232 acres)
PorchPorch
Porch Area1,040 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1108138
Old Parcel Number18633800093420001400
Street Address317 NORTH DR
CityISLAMORADA
StateFL
Zip33036-3123
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description18 63 38 PLANTATION KEY OR LONG ISLAND PT LOTS 6 AND 7 PB1-101 (LOT 15 UNRECORDED PLANTATION LAKE ESTATES) OR762-1573
Legal Range38E
Legal Township63S
Legal Section18
Legal SubdivisionPLANTATION KEY
Legal Lot Number6-7,15 7
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract970800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address112 JANE CHAPMAN DR, NEWTOWN, PA 18940-3123
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleAug 11, 2000 · Amount on Record
Deed Document Number2513121
Deed Book / Page3342 / 476
Record UpdatedJun 8, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address317 NORTH DR, ISLAMORADA, FL 33036-3123
Document Number0029461074
Instrument DateDec 3, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 NORTH DR ISLAMORADA FL 330363123, ISLAMORADA, FL 33036-3123

Mortgage

Document Number0029461074
DateJan 28, 2019
Book Page002946/001074
Instrument2203454
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeLine of Credit
AmountAmount Recorded
Term468 Months
DueJan 27, 2058
Interest
Rate TypeAdjustable Rate
Rate6.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,184,752 (-13.61%) Land $1,170,488 Building $14,264$1,184,752 (-13.61%) Land $1,170,488 Building $14,264
2024$10,206.00 (-24.31%)
2023$13,484.00 (+300.24%)$1,371,404 (+362.37%) Land $1,223,040 Building $148,364$1,371,404 (+37.12%) Land $1,223,040 Building $148,364
2022$3,369.00 Homeowner's exemption$296,603$1,000,124 Land $851,760 Building $148,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on North Dr

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