322 N Phillips St, Banning, CA 92220 Property Records

Riverside County property record for 322 N Phillips St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1961
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$93,500 (Aug 2015)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`541-122-003`

Property Details

APN / Parcel Number

Primary APN	`541-122-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,080 sqft
1st Floor Area	840 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	322 N PHILLIPS ST
City	BANNING
State	CA
Zip	92220-5846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 3 MB 018/007 WANRAN SUB
Legal Subdivision	WANRAN SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4018
Census Tract	44200

Owner

322 N Phillips St is owned by a company that bought it in August 2015.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	4900 SANTA ANITA AVE, 2C, EL MONTE, CA 91731-1490
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Loan Modification, Mortgage LOAN SVCS
Apr 9, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2015 · Amount on File
Deed Sale	Aug 13, 2015 · Amount on File
Prior Sale	Dec 10, 2009 · Amount on File
Deed Document Number	2015361891
Prior Transfer Date	Apr 7, 2008
Prior Transfer Doc	0000653880
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	322 N PHILLIPS ST, BANNING, CA 92220-5846
Document Number	0000163144
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4900 SANTA ANITA AVE #2C EL MONTE CA 917311490, 2C, EL MONTE, CA 91731-1490

Mortgage

Document Number	0000163144
Date	Apr 13, 2020
Instrument	163144

Lender

Name	LOAN SVCS
Type	Funding / Finance Company
Address	EL MONTE, CA 91731

Agreement

Amount	Amount on Record

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 9, 2020
Property Address	322 N PHILLIPS ST, BANNING, CA 92220-5846
Document Number	0000159686
Instrument Date	Mar 30, 2020
Instrument	159686
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4900 SANTA ANITA AVE #2C EL MONTE CA 917311490, 2C, EL MONTE, CA 91731-1490

Tax Assessment & Valuation

The 2025 property tax bill for 322 N Phillips St was $2,317.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,888 (+2%) Land $18,709 Building $94,179
2025	$2,317.00	$110,676 Land $18,343 Building $92,333
2023	$2,163.00 (+42.3%)	$106,381 Land $17,632 Building $88,749
2022	$1,520.00
2021			$187,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 N Phillips St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 N Phillips St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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