287 N Phillips St, Banning, CA 92220 Property Records

Riverside County property record for 287 N Phillips St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,040 sqft · built 1959
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2022)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`541-121-016`

Property Details

APN / Parcel Number

Primary APN	`541-121-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,166 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Material	Gravel
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Carport
Garage Area	342 sqft
Carport	Carport
Carport Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	287 N PHILLIPS ST
City	BANNING
State	CA
Zip	92220-5841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.52 ACRES M/L IN POR BLK 164 MB 005/186 MAP OF PART OF BANNING COLONY LANDS
Legal Subdivision	MAP OF PART OF BANNING COLONY LANDS
Legal Block	164
Legal Lot Number	164
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4019
Census Tract	44200

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 N PHILLIPS ST, BANNING, CA 92220-5841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY
Jul 29, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	2022339353
Last Transfer Date	Feb 4, 2025
Transfer Doc	0000040488
Record Updated	Oct 29, 2026

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 29, 2022
Property Address	287 N PHILLIPS ST, BANNING, CA 92220-5841
Document Number	0000339352
Map Reference	MB 5 PG 186
Instrument Date	Jun 30, 2022
Instrument	2022-0339352
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 E MORTON PL, HEMET, CA 92543-4537

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 29, 2022
Property Address	287 N PHILLIPS ST, BANNING, CA 92220-5841
Document Number	0000339353
Map Reference	MB 5 PG 186
Instrument Date	Jun 16, 2022
Instrument	2022-0339353
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	287 N PHILLIPS ST, BANNING, CA 92220-5841

Mortgage

Document Number	0000339354
Date	Jul 29, 2022
Instrument	2022-0339354

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000339355
Date	Jul 29, 2022
Instrument	2022-0339355

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Sep 24, 2052

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,699 (+25.82%) Land $78,542 Building $314,157
2025	$4,351.00 (+2.04%)	$312,120 (+4.04%) Land $78,030 Building $234,090
2024	$4,264.00 (+0.07%)
2023	$4,261.00 (+384.76%)	$300,000 Land $75,000 Building $225,000
2022	$879.00
2021			$181,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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