250 N Phillips St, Banning, CA 92220 Property Records

Riverside County property record for 250 N Phillips St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2021)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`541-122-005`

Property Details

APN / Parcel Number

Primary APN	`541-122-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,001 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	250 N PHILLIPS ST
City	BANNING
State	CA
Zip	92220-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 5 MB 018/007 WANRAN SUB
Legal Subdivision	WANRAN SUB
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4018
Census Tract	44200

Owner

250 N Phillips St is owned and occupied by an individual who bought it in November 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	250 N PHILLIPS ST, BANNING, CA 92220-5842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 18, 2019	Grant Deed, Transfer LAWYERS TITLE
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage DINA C MURPHY
Nov 14, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 28, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Document Number	2021705398
Prior Transfer Date	Nov 13, 2018
Prior Transfer Doc	0000029621
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 30, 2021
Property Address	250 N PHILLIPS ST, BANNING, CA 92220-5842
Document Number	0000705398
Map Reference	MB 18 PG 7
Instrument Date	Oct 27, 2021
Instrument	2021-0705398
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 N PHILLIPS ST, BANNING, CA 92220-5842

Mortgage

Document Number	0000705399
Date	Nov 30, 2021
Instrument	2021-0705399

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 18, 2019
Property Address	250 N PHILLIPS ST, BANNING, CA 92220-5842
Document Number	0000367023
Instrument Date	Aug 19, 2019
Instrument	367023
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$209.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 N PHILLIPS ST BANNING CA 922205842, BANNING, CA 92220-5842

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	250 N PHILLIPS ST, BANNING, CA 92220-5842
Document Number	0000532455
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 N PHILLIPS ST BANNING CA 922205842, BANNING, CA 92220-5842

Mortgage

Document Number	0000532455
Date	Dec 23, 2019
Instrument	532455

Lender

Name	DINA C MURPHY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 14, 2018
Property Address	250 N PHILLIPS ST, BANNING, CA 92220-5842
Document Number	0000446601
Instrument Date	Nov 10, 2018
Instrument	446601
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51452 RIVERSIDE CA 925172452, RIVERSIDE, CA 92517-2452

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 28, 2019
Property Address	250 N PHILLIPS ST, BANNING, CA 92220-5842
Document Number	0000029621
Instrument Date	Nov 3, 2018
Instrument	29621
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	250 N PHILLIPS ST BANNING CA 922205842, BANNING, CA 92220-5842

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 27, 2017
Property Address	250 N PHILLIPS ST, BANNING, CA 92220-5842
Document Number	0000121075
Instrument Date	Mar 25, 2017
Instrument	121075
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Tax	$0.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 51452 RIVERSIDE CA 925172452, RIVERSIDE, CA 92517-2452

Tax Assessment & Valuation

The 2025 property tax bill for 250 N Phillips St was $4,800.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,789 (+2%) Land $81,181 Building $270,608
2025	$4,800.00	$344,892 Land $79,590 Building $265,302
2023	$4,701.00 (+2.13%)	$331,500 Land $76,500 Building $255,000
2022	$4,603.00
2021			$285,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 250 N Phillips St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 N Phillips St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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