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322 Lottie Loop, Freeport, FL 32439 Property Records

Walton County property record for 322 Lottie Loop, Freeport, FL 32439 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,733 sqft Living Area
Lot Size10,324 sqft (0.237 acres)
OccupancyOwner Occupied
Last Sale$270,950 (2019)
Tax Bill$2,410.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-1S-19-23131-000-0660
Alternative APNs
  • 17-119-23131-000-0660
  • 1085310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,733 sqft Living Area
Gross Area2,313 sqft Gross Area
1st Floor1,733 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,324 sqft (0.237 acres)
Depth X Width126 ft x 89 ft Depth x Width
Garage TypeAttached Garage
Garage Area380 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address322 LOTTIE LOOP
CityFREEPORT
StateFL
Zip32439-2795
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 66 CENTRAL PARK AT HAMMOCK BAY PH 2 PB 20-17 OR 3038-3289 OR 3094-1924
Legal Range019
Legal Township01S
Legal Section17
Legal SubdivisionHAMMOCK BAY PH 2
Legal Phase2
Legal Block6
Legal Lot Number66
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2050
Census Tract950502

Owner

Source: Walton County records · APN 17-1S-19-23131-000-0660

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address322 LOTTIE LOOP, FREEPORT, FL 32439-2795
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 07, 2019Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC
Dec 31, 2018Deed of Trust, Mortgage
DHI MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 07, 2019 · Amount on Record
Deed SaleJan 07, 2019 · Amount on Record
Deed Doc Number2019465
Deed Book / Page3094 / 1924
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateApr 21, 2026
Property Address322 LOTTIE LOOP, FREEPORT, FL 32439-2795
Document Number0000015732
Book / Page3395 / 1219
Instrument DateApr 14, 2026
Instrument202615732
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 LOTTIE LOOP, FREEPORT, FL 32439-2795

Mortgage

Document Number0000015732,
DateApr 21, 2026
Book Page3395/1219
Instrument202615732
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

January 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateJan 07, 2019
Property Address322 LOTTIE LOOP, FREEPORT, FL 32439-2795
Document Number0030941924
Book / Page003094 / 001924
Instrument DateJan 02, 2019
Instrument465
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 24, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,896.65
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address322 LOTTIE LOOP FREEPORT FL 324392795, FREEPORT, FL 32439-2795

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address322 LOTTIE LOOP, FREEPORT, FL 32439-2795
Document Number0030941927
Instrument DateDec 31, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2019
Title CompanyDHI TITLE/FL INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address322 LOTTIE LOOP FREEPORT FL 324392795, FREEPORT, FL 32439-2795

Mortgage

Document Number0030941927
DateJan 07, 2019
Book Page003094/001927
Instrument468
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
AmountAmount Recorded
Term360 Months
DueJan 06, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,410.00 (-0.86%) Homeowner's exemption$228,387 (-26.45%)$316,035 (+1.78%) Land $55,000 Building $261,035
2024$2,431.00 (+3.89%)
2023$2,340.00 (+5.5%) Homeowner's exemption$310,520 (-4.32%) Land $49,485 Building $261,035$310,520 (-4.32%) Land $49,485 Building $261,035
2022$2,218.00 Homeowner's exemption$324,536 Land $54,928 Building $269,608$324,536 Land $54,928 Building $269,608

Flood & Wildfire

322 Lottie Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
53rd percentile of exposed land nationally · 23rd in Florida
Wildfire LikelihoodModerate — about 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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