Walton County property record for 232 Lottie Loop, Freeport, FL 32439 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,733 sqft Living Area |
| Lot Size | 8,668 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $409,800 (2023) |
| Tax Bill | $3,859.00 (2024) |
| Primary APN | 17-1S-19-23131-000-0590 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,313 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,668 sqft (0.198 acres) |
| Depth X Width | 12.6 ft x 6.9 ft Depth x Width |
| Garage Type | Finished Garage |
| Garage Area | 380 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1085303 |
|---|---|
| Street Address | 232 LOTTIE LOOP |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2794 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 59 CENTRAL PARK AT HAMMOCK BAY BAY PH 2 PB 20-17 OR 3038-3289 OR 3092-3538 OR 3307-3266 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | CENTRAL PK/HAMMOCK BAY PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 59 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2050 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23131-000-0590
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 232 LOTTIE LOOP, FREEPORT, FL 32439-2794 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Dec 17, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHEAST MTG/GA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Doc Number | 0033073266 |
| Deed Book / Page | 3307 / 3266 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 13, 2023 |
| Property Address | 232 LOTTIE LOOP, FREEPORT, FL 32439-2794 |
| Document Number | 0033073266 |
| Book / Page | 3307 / 3266 |
| Map Reference | MB 20 PG 17&18 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 20230040948 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,868.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5573 MERTEN DR, MASON, OH 45040 |
| Name | Verified Name |
|---|---|
| Address | 232 LOTTIE LOOP, FREEPORT, FL 32439-2794 |
| Document Number | 0033073268 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 3307/3268 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 17, 2018 |
| Property Address | 232 LOTTIE LOOP, FREEPORT, FL 32439-2794 |
| Document Number | 0030923538 |
| Book / Page | 003092 / 003538 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 41655 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 07, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,911.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 LOTTIE LOOP FREEPORT FL 324392794, FREEPORT, FL 32439-2794 |
| Document Number | 30923539 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 003092/003539 |
| Instrument | 41656 |
| Name | SOUTHEAST MTG/GA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $336,668 (+1.67%) Land $55,000 Building $281,668 | $336,668 (+1.67%) Land $55,000 Building $281,668 | |
| 2024 | $3,859.00 (+59.73%) | ||
| 2023 | $2,416.00 (+2.94%) Homeowner's exemption | $331,153 (-4.25%) Land $49,485 Building $281,668 | $331,153 (-4.25%) Land $49,485 Building $281,668 |
| 2022 | $2,347.00 Homeowner's exemption | $345,838 Land $54,928 Building $290,910 | $345,838 Land $54,928 Building $290,910 |
232 Lottie Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 53rd percentile of exposed land nationally · 23rd in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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