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284 Lottie Loop, Freeport, FL 32439 Property Records

Walton County property record for 284 Lottie Loop, Freeport, FL 32439 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,721 sqft Living Area
Lot Size8,668 sqft (0.199 acres)
OccupancyOwner Occupied
Last Sale$409,900 (2024)
Tax Bill$2,173.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-1S-19-23131-000-0630
Alternative APNs
  • 17-119-23131-000-0630
  • 1085307

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,721 sqft Living Area
Gross Area2,313 sqft Gross Area
1st Floor1,721 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,668 sqft (0.199 acres)
Depth X Width126 ft x 69 ft Depth x Width
Garage TypeAttached Garage
Garage Area380 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address284 LOTTIE LOOP
CityFREEPORT
StateFL
Zip32439-2794
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 63 CENTRAL PARK AT HAMMOCK BAY PH 2 PB 20-17 OR 3038-3289 OR 3094-962 OR 3126-736 OR 3319-4537 OR 3329-2348 OR 3333-2988
Legal Range019
Legal Township01S
Legal Section17
Legal SubdivisionHAMMOCK BAY PH 2
Legal Phase2
Legal Block6
Legal Lot Number63
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2050
Census Tract950502

Owner

Source: Walton County records · APN 17-1S-19-23131-000-0630

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 01, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
UNIVERSITY BANK
Apr 17, 2019Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Dec 04, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 03, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2024 · Amount on Record
Deed SaleApr 01, 2024 · Amount on Record
Prior SaleJan 03, 2019 · Amount on Record
Deed Doc Number202410785
Deed Book / Page3319 / 4537
Last Transfer DateAug 16, 2024
Transfer Doc0033332988
Record RefreshedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateJun 15, 2026
Property Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794
Document Number0000024430
Book / Page3402 / 916
Instrument DateJun 02, 2026
Instrument202624430
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 01, 2024
Property Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794
Document Number0033194537
Book / Page3319 / 4537
Map ReferenceMB 20 PGS 17AND 18
Instrument DateMar 28, 2024
Instrument20240010785
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,869.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 DOMINICA WAY, NICEVILLE, FL 32578-4067

Mortgage

Document Number20240010786
DateApr 01, 2024
Instrument20240010786
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

Mortgage

Document NumberOR33194539
DateApr 01, 2024
Book PageOR3319/4539
Instrument20240010786
Lender
NameUNIVERSITY BANK
TypeBank
Address2015 WASHTENAW AVE, ANN ARBOR, MI 48104
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031023509
DateApr 17, 2019
Book Page3102/3509
Instrument20190011854
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueApr 08, 2034

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateDec 04, 2019
Property Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794
Document Number0031260736
Book / Page003126 / 000736
Instrument DateDec 04, 2019
Instrument42297
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address284 LOTTIE LOOP FREEPORT FL 324392794, FREEPORT, FL 32439-2794

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateJan 03, 2019
Property Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794
Document Number0030940962
Book / Page3094 / 0962
Map ReferenceMB 20 PG 17&18
Instrument DateDec 28, 2018
Instrument20190000231
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 30, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,904.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 LOTTIE LOOP, FREEPORT, FL 32439-2794

Mortgage

Document Number20190000232
DateJan 03, 2019
Instrument20190000232
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,173.00 (-4.44%)$214,461 (-32.48%)$323,130 (+1.74%) Land $55,000 Building $268,130
2024$2,274.00 (+3.93%)
2023$2,188.00 (+5.5%) Homeowner's exemption$317,615 (-4.29%) Land $49,485 Building $268,130$317,615 (-4.29%) Land $49,485 Building $268,130
2022$2,074.00 Homeowner's exemption$331,858 Land $54,928 Building $276,930$331,858 Land $54,928 Building $276,930

Flood & Wildfire

284 Lottie Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
53rd percentile of exposed land nationally · 23rd in Florida
Wildfire LikelihoodModerate — about 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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