322 Gray St, Herkimer, NY 13350 Property Records

Herkimer County and Herkimer Town property record for 322 Gray St, Herkimer, NY 13350

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,700 sqft · built 1924
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,000 (Jun 2005)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Oct 2022 Refinance
APN	`213001 113.81-4-54`

Property Details

APN / Parcel Number

Primary APN	`213001 113.81-4-54`
Alternative APNs	`300111308100040540000000` `032037050`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	860 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	032037050
Street Address	322 GRAY ST
City	HERKIMER
State	NY
Zip	13350-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	E2 10 12 26 H G L R
Legal Block	4
Legal Lot Number	54.000
Jurisdiction	HERKIMER NY
Township / Civil Division	HERKIMER
Census Block Group	1
Census Block	1018
Census Tract	11200

Owner

Source: Herkimer County and Herkimer Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 GRAY ST, HERKIMER, NY 13350-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2005 · Amount on Record
Deed Sale	Jun 10, 2005 · Amount on Record
Prior Sale	Aug 1, 2000 · Amount on Record
Deed Book / Page	1103 / 563
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	322 GRAY ST, HERKIMER, NY 13350-1208
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20225847
Date	Oct 17, 2022
Instrument	RP2022-5847

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Herkimer County and Herkimer Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Herkimer Town
Municipality	Herkimer Village
Unified School District	Herkimer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,581.00 (-29.33%)	$54,600 (-) Land $12,200 Building $42,400	$101,111 (+25.93%) Land $22,593 Building $78,518
2023		$54,600 Land $12,200 Building $42,400	$80,294 Land $17,941 Building $62,353
2020	$5,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERKIMER VILLAGE serves 7,606 people · EPA ID NY2102306
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	19 ppb (2020) action level 15 ppb
Copper	2 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jul 1993
Treatment and Procedure	Corrosion control currently in violation since Nov 2025 Lead public education Jan 2025 Lead service line replacement Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20