Herkimer County and Herkimer Town property record for 318 Gray St, Herkimer, NY 13350
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,316 sqft · built 1910 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Jul 2025) |
| Tax Bill | $3,996 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Jul 2025 Sale & Mortgage + 1 more |
| APN | 213001 113.81-4-52 |
| Primary APN | 213001 113.81-4-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 668 sqft |
| 2nd Floor Area | 648 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 032060030 |
|---|---|
| Street Address | 318 GRAY ST |
| City | HERKIMER |
| State | NY |
| Zip | 13350-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | E2 10 12 25A H G L R |
| Legal Block | 4 |
| Legal Lot Number | 52.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | HERKIMER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11200 |
318 Gray St is owned by an individual who bought it in July 2025.
Source: Herkimer County and Herkimer Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7184 STATE HIGHWAY 29, DOLGEVILLE, NY 13329-1827 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 18, 2025 | Deed, Transfer · Stand-Alone First Mortgage NAVY FCU |
| Mar 3, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on File |
| Deed Sale | Jul 18, 2025 · Amount on File |
| Prior Sale | Mar 3, 2023 · Amount on File |
| Deed Document Number | 20252898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 318 GRAY ST, HERKIMER, NY 13350-1208 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | RP20251402 |
|---|---|
| Date | Apr 17, 2025 |
| Instrument | RP2025-1402 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 18, 2025 |
| Property Address | 318 GRAY ST, HERKIMER, NY 13350-1208 |
| Document Number | RP20252898 |
| Instrument Date | Jul 16, 2025 |
| Instrument | RP2025-2898 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7184 STATE HIGHWAY 29, DOLGEVILLE, NY 13329-1827 |
| Document Number | RP20252899 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | RP2025-2899 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Mar 3, 2023 |
| Property Address | 318 GRAY ST, HERKIMER, NY 13350-1208 |
| Document Number | 0RP2023987 |
| Instrument Date | Feb 10, 2023 |
| Instrument | RP2023-987 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 344 W MAIN ST, LITTLE FALLS, NY 13365-1814 |
| Document Number | 0RP2023988 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | RP2023-988 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 318 Gray St was $3,996, up 3.6% from the year before.
Source: Herkimer County and Herkimer Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Herkimer Town |
| Municipality | Herkimer Village |
| Unified School District | Herkimer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,996.00 (+3.6%) | ||
| 2025 | $3,857.00 | $58,800 Land $12,200 Building $46,600 | $108,889 Land $22,593 Building $86,296 |
| 2023 | $58,800 Land $12,200 Building $46,600 | $86,471 Land $17,941 Building $68,530 | |
| 2020 | $2,910.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 318 Gray St; there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Gray St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERKIMER VILLAGE serves 7,606 people · EPA ID NY2102306 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 19 ppb (2020) action level 15 ppb |
| Copper | 2 mg/L (2020) action level 1.3 mg/L |
| Water Quality | Failure to filter currently in violation since Jul 1993 |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Nov 2025 Lead public education Jan 2025 Lead service line replacement Jan 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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