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320 Gray St, Herkimer, NY 13350 Property Records

Herkimer County and Herkimer Town property record for 320 Gray St, Herkimer, NY 13350 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,683 sqft · built 1910
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Last Sale$79,500 (Oct 2014)
Tax Bill$3,883 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2019 Mortgage
APN213001 113.81-4-53

Property Details

APN / Parcel Number

Primary APN213001 113.81-4-53
Alternative APNs
  • 300111308100040530000000
  • 032080220

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,683 sqft Living Area
1st Floor Area1,122 sqft
Upper Floors Area561 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
PorchSlab
Porch Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number032080220
Street Address320 GRAY ST
CityHERKIMER
StateNY
Zip13350-1208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 25B E2 10 12 25B H G L R
Legal Block4
Legal Lot Number53.000
JurisdictionHERKIMER NY
Township / Civil DivisionHERKIMER
Census Block Group1
Census Block1018
Census Tract11200

Owner

Source: Herkimer County and Herkimer Town records · APN 213001 113.81-4-53

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 GRAY ST, HERKIMER, NY 13350-1208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Aug 02, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2014 · Amount on Record
Deed SaleOct 15, 2014 · Amount on Record
Prior SaleFeb 21, 2012 · Amount on Record
Deed Book / Page1544 / 916
Prior Transfer DateJun 15, 2010
Prior Transfer Doc0000001362/000000042
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address320 GRAY ST, HERKIMER, NY 13350-1208
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0RP2026406
DateJan 22, 2026
InstrumentRP2026-406
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address320 GRAY ST, HERKIMER, NY 13350-1208
Transaction TypeMortgage
Record UpdatedAug 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20193270
DateAug 02, 2019
Instrument2019-3270
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Herkimer County and Herkimer Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionHerkimer Town
MunicipalityHerkimer Village
Unified School DistrictHerkimer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,883.00 (+32.34%)$59,200 (-) Land $12,200 Building $47,000$109,630 (+25.93%) Land $22,593 Building $87,037
2023$59,200 Land $12,200 Building $47,000$87,059 Land $17,941 Building $69,118
2020$2,934.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430112001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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