322 E Main St, Wilmore, KY 40390 Property Records

Jessamine County property record for 322 E Main St, Wilmore, KY 40390

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	7 bd · 7 ba · 4,160 sqft
Owner	Company Name on File
Last Sale	$285,000 (Feb 2019)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`024-10-22-008.00`

Property Details

APN / Parcel Number

Primary APN	`024-10-22-008.00`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	4,160 sqft Living Area

Exterior

Exterior Material	Brick/Stone
Foundation Type	Stone

Location & Zoning

Street Address	322 E MAIN ST
City	WILMORE
State	KY
Zip	40390-1324
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Jurisdiction	JESSAMINE KY
Township / Civil Division	WILMORE
Census Block Group	3
Census Block	3004
Census Tract	60402

Owner

Source: Jessamine County records · APN 024-10-22-008.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	451 RICHARDSON LN, NICHOLASVILLE, KY 40356-8720
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	373532
Deed Book / Page	D789 / 464
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	322 E MAIN ST, WILMORE, KY 40390-1324
Document Number	0000382858
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	451 RICHARDSON LN NICHOLASVILLE KY 403568720, NICHOLASVILLE, KY 40356-8720

Mortgage

Document Number	0000382858
Date	Sep 23, 2020
Book Page	001422/000059
Instrument	382858

Lender

Name	CITY NATL BK OF W VA
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jessamine County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Wilmore City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 (+5.52%)	$305,000 (+7.02%) Land $40,000 Building $265,000	$305,000 (+7.02%) Land $40,000 Building $265,000
2023	$3,026.00	$285,000 Land $20,000 Building $265,000	$285,000 Land $20,000 Building $265,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the East Main Street Historic District listed 1994 · 24 contributing resources · NRIS 94000840

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 245 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WILMORE WATER WORKS serves 5,762 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.