325 E Main St, Wilmore, KY 40390 Property Records

Jessamine County property record for 325 E Main St, Wilmore, KY 40390

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	1 ba · 2,240 sqft
Owner	2 Individual Names on Record
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-10-17-031.00`

Property Details

APN / Parcel Number

Primary APN	`024-10-17-031.00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,240 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Foundation Type	Stone

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	325 E MAIN ST
City	WILMORE
State	KY
Zip	40390-1323
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	4 LOTS
Legal Lot Number	4
Jurisdiction	JESSAMINE KY
Township / Civil Division	WILMORE
Census Block Group	1
Census Block	1017
Census Tract	60401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street Historic District listed 1994 · 24 contributing resources · NRIS 94000840

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 RICHARDSON LN, NICHOLASVILLE, KY 40356-8720
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000786905
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	325 E MAIN ST, WILMORE, KY 40390-1323
Document Number	0000371527
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	451 RICHARDSON LN NICHOLASVILLE KY 403568720, NICHOLASVILLE, KY 40356-8720

Mortgage

Document Number	0000371527
Date	Dec 10, 2018
Book Page	001351/000073
Instrument	371527

Lender

Name	TOWN SQUARE BK
Address	NICHOLASVILLE, KY 41105-0509

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Wilmore City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+29.75%)	$150,000 (+31.58%) Land $40,000 Building $110,000	$150,000 (+31.58%) Land $40,000 Building $110,000
2023	$1,210.00	$114,000 Land $40,000 Building $74,000	$114,000 Land $40,000 Building $74,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20