Jessamine County property record for 312 E Main St, Wilmore, KY 40390
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 3 bd · 1 ba · 646 sqft |
| Owner | Company Name on Record |
| Last Sale | $64,000 (Jul 2014) |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-10-22-006.00 |
| Primary APN | 024-10-22-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 646 sqft Living Area |
| Exterior Material | Brick/Stone |
|---|---|
| Foundation Type | Stone |
| Street Address | 312 E MAIN ST |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1324 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Subdivision | FOXWOOD SUB UN 3 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 60402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Main Street Historic District listed 1994 · 24 contributing resources · NRIS 94000840 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 310 E MAIN ST, WILMORE, KY 40390-1366 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Apr 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Jul 24, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2014 · Amount on Record |
| Deed Sale | Jul 1, 2014 · Amount on Record |
| Deed Document Number | 319028 |
| Deed Book / Page | D712 / 202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 312 E MAIN ST, WILMORE, KY 40390-1324 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 312 E MAIN ST, WILMORE, KY 40390-1324 |
| Document Number | 0000399981 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | M1453/439 |
| Instrument | 399981 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | NICHOLASVILLE, KY 40356 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 30, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 312 E MAIN ST, WILMORE, KY 40390-1324 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 312 E MAIN ST, WILMORE, KY 40390-1324 |
| Document Number | 0000399977 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | M1453/403 |
| Instrument | 399977 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | NICHOLASVILLE, KY 40356 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 30, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jul 24, 2019 |
| Property Address | 312 E MAIN ST, WILMORE, KY 40390-1324 |
| Document Number | 0000377905 |
| Book / Page | 000795 / 000202 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 377905 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 312 E MAIN ST WILMORE KY 403901324, WILMORE, KY 40390-1324 |
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 (+11.68%) | $85,000 (+13.33%) Land $30,000 Building $55,000 | $85,000 (+13.33%) Land $30,000 Building $55,000 |
| 2023 | $796.00 | $75,000 Land $30,000 Building $45,000 | $75,000 Land $30,000 Building $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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