322 E Division St, Dowagiac, MI 49047 Property Records

Cass County property record for 322 E Division St, Dowagiac, MI 49047 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,472 sqft Building Perimeter
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$40,829 (2008)
Tax Bill	$809.00 (2025)

Owner

Source: Cass County records · APN 14-160-300-919-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 E DIVISION ST, DOWAGIAC, MI 49047-1459
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2008 · Amount on Record
Deed Sale	Dec 22, 2008 · Amount on Record
Deed Book / Page	987 / 1104
Last Transfer Date	Oct 12, 2015
Transfer Doc	1097/0443
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	322 E DIVISION ST, DOWAGIAC, MI 49047-1459
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1148/1376
Date	Dec 06, 2018
Book Page	1148/1376

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,500 (+17.94%)	$117,000 (+17.94%)
2025	$809.00 (-29.84%) Homeowner's exemption	$49,600 (+27.51%) Land $49,600	$99,200 (+27.51%) Land $99,200
2024	$1,153.00 (+11.4%)
2023		$38,900	$77,800
2022	$1,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`14-160-300-919-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,472 sqft Building Perimeter
1st Floor	1,016 sqft 1st Floor
Basement Area	1,016 sqft Basement
Unfinished Basement	1,016 sqft Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,227 sqft (0.12 acres)
Garage Area	330 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	322 E DIVISION ST
City	DOWAGIAC
State	MI
Zip	49047-1459
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	. DW 2253 E 54 FT LOT 60 ERASTUS H. SPAULDING ADD CITY OF DOWAGIAC.
Legal Subdivision	ERASTUS H SPAULDING ADD
Legal Lot Number	60
Jurisdiction	CASS MI
Minor Civil Division	DOWAGIAC
Census Blockgroup	4
Census Block	4035
Census Tract	2100