316 E Division St, Dowagiac, MI 49047 Property Records

Cass County property record for 316 E Division St, Dowagiac, MI 49047 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Jun 2025)
Tax Bill	$747 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-160-300-911-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-300-911-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	840 sqft Building Perimeter
1st Floor Area	748 sqft
Basement Area	368 sqft
Unfinished Basement	368 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,534 sqft (0.15 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 E DIVISION ST
City	DOWAGIAC
State	MI
Zip	49047-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 2246 MLC211.27(2) $389 91-BUSSLER LOT 54 ERASTUS H. SPAULDING ADD CITY OF DOWAGIAC.
Legal Subdivision	ERASTUS H SPAULDING ADD
Legal Lot Number	54
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4035
Census Tract	2100

Owner

Source: Cass County records · APN 14-160-300-911-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	324 E DEWEY ST, 202, BUCHANAN, MI 49107-1494
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Warranty Deed, Transfer · Commercial Mortgage CONDUIT CAPITAL LENDING FUND LLC
Jun 17, 2022	Warranty Deed, Transfer NOT AVAILABLE, MICHIANA TITLE LLC
Jun 17, 2022	Warranty Deed, Transfer NOT AVAILABLE, MICHIANA TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 17, 2025
Property Address	316 E DIVISION ST, DOWAGIAC, MI 49047-1459
Document Number	01261/1572
Book / Page	1261 / 1572
Map Reference	LB M PG 500
Instrument Date	May 30, 2025
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65684 MULLEN RD, EDWARDSBURG, MI 49112-9620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E DEWEY ST, BUCHANAN, MI 49107-1494
Investor	Possibly a Property Investor

Mortgage

Document Number	0012611574
Date	Jun 17, 2025
Instrument	1261/1574

Lender

Name	CONDUIT CAPITAL LENDING FUND LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 17, 2022
Property Address	316 E DIVISION ST, DOWAGIAC, MI 49047-1459
Document Number	01218/2223
Book / Page	1218 / 2223
Map Reference	LB M PG 500
Instrument Date	Jun 13, 2022
Transaction Type	Transfer
Record Updated	Jul 07, 2022
Title Company	NOT AVAILABLE, MICHIANA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26615 BORDEAUX VALLEY DR, 26615, LAWTON, MI 49065-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E BRISTOL ST # 6171, 6171, ELKHART, IN 46514-3469

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 17, 2022
Property Address	316 E DIVISION ST, DOWAGIAC, MI 49047-1459
Document Number	01218/2225
Book / Page	1218 / 2225
Map Reference	LB M PG 500
Instrument Date	Jun 13, 2022
Transaction Type	Transfer
Record Updated	Jul 07, 2022
Title Company	NOT AVAILABLE, MICHIANA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65684 NULLEN EDWARD, EDWARDSBURG, MI 49112

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,400 (+17.61%)	$70,800 (+17.61%)
2025	$747.00 (-68.84%) Homeowner's exemption	$30,100 (+26.47%) Land $30,100	$60,200 (+26.47%) Land $60,200
2024	$2,397.00 (+158.58%)
2023		$23,800	$47,600
2022	$927.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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