229 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 229 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,595 sqft · built 1903
Lot Size	0.041 acres (1,786 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jul 2025)
Tax Bill	$9,365 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LM-16-11-105-014`

Property Details

APN / Parcel Number

Primary APN	`LM-16-11-105-014`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,595 sqft Living Area
1st Floor Area	1,340 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Exterior Material	Stone
Construction Type	Stone
Lot Area	1,786 sqft (0.041 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	229 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1982
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R7E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2114 THE BELL TOWER CONDOMINIUMS UNIT 1 L 48221 P 160 5-29-15 FR 013
Legal Range	07E
Legal Township	02N
Legal Section	01
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	1
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3017
Census Tract	132500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Milford Village Historic District listed 2000 · 266 contributing resources · NRIS 00000391

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oakland County assessment roll, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23000 MAPLE AVE, FARMINGTON, MI 48336-3957
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Intrafamily Transfer, Transfer
Jan 4, 2017	Warranty Deed, Transfer · ARM INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Jan 4, 2017 · Amount on Record
Deed Document Number	202591153
Deed Book / Page	60391 / 556
Prior Transfer Date	Oct 23, 2023
Prior Transfer Doc	0000013495
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 9, 2024
Property Address	229 E COMMERCE ST, MILFORD, MI 48381-1982
Document Number	0000013495
Book / Page	59158 / 712
Map Reference	LB 48221 PG 160
Instrument Date	Oct 23, 2023
Instrument	13495
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7959 FARRANT ST, COMMERCE TOWNSHIP, MI 48382-2320

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7959 FARRANT ST, COMMERCE TOWNSHIP, MI 48382-2320

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 4, 2017
Property Address	229 E COMMERCE ST, MILFORD, MI 48381-1982
Document Number	0000001364
Book / Page	50243 / 00009
Instrument Date	Dec 16, 2016
Instrument	001364
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 399, MILFORD, MI 48381-0399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 E COMMERCE ST # 1, 1, MILFORD, MI 48381-1982
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001365
Date	Jan 4, 2017
Instrument	001365

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Municipality	Milford Village
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,365.00 (-6.33%)	$264,300 (+13.28%)	$528,600 (+13.28%)
2024	$9,998.00 (+22.25%)
2023		$233,310	$466,620
2021	$8,178.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.Net Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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