Berrien County property record for 322 Cecil St, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,316 sqft · built 1917 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,530 (Dec 2006) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-4500-0076-00-1 |
| Primary APN | 58-4500-0076-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 722 sqft |
| Basement Area | 594 sqft |
| Unfinished Basement | 594 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 14,636 sqft (0.336 acres) |
| Lot Dimensions | 138 ft deep x 106 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 322 CECIL ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SIN |
| Legal Description | LOTS 76 & 77 LIBERTY HGTS ADD TO CITY OF BUCHANAN |
| Legal Subdivision | LIBERTY HGTS ADD |
| Legal Lot Number | 76-77 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20200 |
322 Cecil St is owned and occupied by an individual who bought it in December 2006.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 CECIL ST, BUCHANAN, MI 49107-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2006 · Amount on File |
| Deed Sale | Dec 21, 2006 · Amount on File |
| Prior Sale | Dec 9, 1996 · Amount on File |
| Deed Book / Page | 2766 / 2040 |
| Prior Transfer Date | Jul 3, 2006 |
| Prior Transfer Doc | 02766/2027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 322 CECIL ST, BUCHANAN, MI 49107-1706 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03184/2271 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 3184/2271 |
| Instrument | 3184-2271 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 322 Cecil St was $1,798 with a homeowner's exemption, up 2.2% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,900 (+2.83%) | $181,800 (+2.83%) | |
| 2025 | $1,798.00 (+2.22%) Homeowner's exemption | $88,400 | $176,800 |
| 2024 | $1,759.00 | ||
| 2023 | $76,600 | $153,200 | |
| 2022 | $1,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Cecil St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 322 Cecil St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUCHANAN serves 4,871 people · EPA ID MI0000960 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mercury Fiber.
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