322 4th St, Covington, IN 47932 Property Records

Fountain County property record for 322 4th St, Covington, IN 47932

Property Summary

Property Type	Commercial
Details	5,280 sqft · built 1890
Lot Size	0.067 acres (2,905 sqft)
Owner	Individual Name on Record
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018B0835225065B0`

Property Details

APN / Parcel Number

Primary APN	`018B0835225065B0`
Alternative APNs	`23-06-35-225-065.001-016` `00000993462` `0180063000`

Interior

Plumbing Fixtures	35 Plumbing Fixtures
Stories	3 Stories
Building Area	5,280 sqft Total Area
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,905 sqft (0.067 acres)
Lot Dimensions	132 ft deep x 22 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993462
Street Address	322 4TH ST
City	COVINGTON
State	IN
Zip	47932-1225
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COVIN
Legal Description	018-00630-00 OP S1/2 N2/3 119 MP B08-35-225-065B0
Legal Subdivision	ORIGINAL PLAT OF COVINGTON
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	3
Census Block	3034
Census Tract	957800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Residential Historic District listed 2015 · 109 contributing resources · NRIS 15000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fountain County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 4TH ST, COVINGTON, IN 47932-1225
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2007
Deed Sale	Nov 7, 2007
Deed Document Number	20073056
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	322 4TH ST, COVINGTON, IN 47932-1225
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902304
Date	Oct 11, 2019
Instrument	201902304

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (+2.58%)	$118,200 (+41.39%) Land $19,200 Building $99,000	$118,200 (+41.39%) Land $19,200 Building $99,000
2024	$1,744.00 (+20.11%)
2023	$1,452.00 (+4.84%)	$83,600 (-) Land $10,200 Building $73,400	$83,600 (-) Land $10,200 Building $73,400
2022	$1,385.00	$83,600 Land $10,200 Building $73,400	$83,600 Land $10,200 Building $73,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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