318 4th St, Covington, IN 47932 Property Records

Fountain County property record for 318 4th St, Covington, IN 47932

Property Summary

Property Type	Commercial Office
Details	7,548 sqft · built 1938
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Tax Bill	$3,547 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`018B0835225069A0`

Property Details

APN / Parcel Number

Primary APN	`018B0835225069A0`
Alternative APNs	`23-06-35-225-069.000-016` `00000993481` `0180094100`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	7,548 sqft Total Area
1st Floor Area	3,298 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993481
Street Address	318 4TH ST
City	COVINGTON
State	IN
Zip	47932-1225
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	COVIN
Legal Description	018-00941-00 OP 33' NSD 112 MP 018-B08-35-225-069A0
Legal Subdivision	ORIGINAL PLAT OF COVINGTON
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	3
Census Block	3034
Census Tract	957800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Residential Historic District listed 2015 · 109 contributing resources · NRIS 15000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fountain County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	318 4TH ST, COVINGTON, IN 47932-1225
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Commercial Mortgage US BANK NA
Nov 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018
Deed Sale	Nov 2, 2018
Prior Sale	Dec 27, 2013
Deed Document Number	20182407
Transfer Doc	0201303120
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Sep 26, 2023
Property Address	318 4TH ST, COVINGTON, IN 47932-1225
Document Number	0202302202
Instrument Date	Sep 1, 2023
Instrument	202302202
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 S STARKEY RD, COVINGTON, IN 47932-8029

Mortgage

Document Number	0202302203
Date	Sep 26, 2023
Instrument	202302203

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Nov 2, 2018
Property Address	318 4TH ST, COVINGTON, IN 47932-1225
Document Number	0201802407
Instrument Date	Oct 16, 2018
Instrument	201802407
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 4TH ST, COVINGTON, IN 47932-1225

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,547.00 (+14.83%)	$167,900 (+83.1%) Land $27,000 Building $140,900	$167,900 (+83.1%) Land $27,000 Building $140,900
2024	$3,089.00 (+50.32%)
2023	$2,055.00 (+3.95%)	$91,700 (+3.15%) Land $14,300 Building $77,400	$91,700 (+3.15%) Land $14,300 Building $77,400
2022	$1,977.00	$88,900 Land $14,300 Building $74,600	$88,900 Land $14,300 Building $74,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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