320 4th St, Covington, IN 47932 Property Records

Fountain County property record for 320 4th St, Covington, IN 47932 · Last verified June 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	3,806 sqft Total Area
Lot Size	2,905 sqft (0.067 acres)
Tax Bill	$2,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`018B0835225065C0`
Alternative APNs	`23-06-35-225-065.002-016` `00000993467` `0180070000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	35 Plumbing Fixtures
Total Rooms	1 Rooms
Building Area	3,806 sqft Total Area
1st Floor	1,804 sqft 1st Floor
Basement Area	902 sqft Basement
Stories	3 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Foundation Type	No Foundation Foundation
Roof Material	Asphalt Roof
Lot Area	2,905 sqft (0.067 acres)
Depth X Width	132 ft x 22 ft Depth x Width

Utilities and HVAC

Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	00000993467
Street Address	320 4TH ST
City	COVINGTON
State	IN
Zip	47932
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	018-00700-00 OP 22' SSD 119 (SUBJECT TO PARTY WELL RIGHT OF ETHEL L SOLLARS) MP B08-35-225-065C0
Jurisdiction	FOUNTAIN IN
Minor Civil Division	TROY
Census Blockgroup	3
Census Block	3034
Census Tract	957800

Owner

Source: Fountain County records · APN 018B0835225065C0

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	324 4TH ST, COVINGTON, IN 47932-1225
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	320 4TH ST, COVINGTON, IN 47932
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902304
Date	Oct 11, 2019
Instrument	201902304

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,560.00 (+11.45%)	$121,200 (+13.59%) Land $19,200 Building $102,000	$121,200 (+13.59%) Land $19,200 Building $102,000
2024	$2,297.00 (-3.97%)
2023	$2,392.00 (+2.71%)	$106,700 (+1.91%) Land $10,200 Building $96,500	$106,700 (+1.91%) Land $10,200 Building $96,500
2022	$2,329.00	$104,700 Land $10,200 Building $94,500	$104,700 Land $10,200 Building $94,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fountain County (18045C), updated February 6, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Covington Residential Historic District listed 2015 · 109 contributing resources · NRIS 15000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.