Stearns County property record for 322 3rd St, Albany, MN 56307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,704 sqft · built 1932 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,300 (Apr 2005) |
| Tax Bill | $2,980 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-25492-0000 |
| Primary APN | 40-25492-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 1,749 sqft |
| 1st Floor Area | 832 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 322 3RD ST |
|---|---|
| City | ALBANY |
| State | MN |
| Zip | 56307-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 5 & 6 LESS S53' BKL 9 TOWNSITE OF ALBANY SECTION 15 TOWNSHIP 125 RANGE 031 TOWNSITE OF ALBANY SECTION 15 TOWNSHIP 125 |
| Legal Range | 31W |
| Legal Township | 125 |
| Legal Section | 15 |
| Legal Subdivision | TOWNSITE OF ALBANY |
| Legal Block | 9 |
| Legal Lot Number | 5-6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10402 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 3RD ST, ALBANY, MN 56307-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2005 · Amount on Record |
| Deed Sale | Apr 1, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albany City |
| County | Stearns County |
| Unified School District | Albany Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,980.00 (+10.21%) | $227,000 (+1.11%) Land $31,200 Building $195,800 | $227,000 (+1.11%) Land $31,200 Building $195,800 |
| 2025 | $224,500 (+14.37%) Land $25,800 Building $198,700 | $224,500 (+14.37%) Land $25,800 Building $198,700 | |
| 2023 | $2,704.00 | $196,300 Land $21,200 Building $175,100 | $196,300 Land $21,200 Building $175,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albany serves 2,805 people · EPA ID MN1730001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xtratyme Technologies.
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