321 3rd St, Albany, MN 56307 Property Records

Stearns County property record for 321 3rd St, Albany, MN 56307

Property Summary

Property Type	Rural Home
Details	3 bd · 1.75 ba · 1,152 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,542 (2026)
Deeds & Mortgages	Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`40-25481-0000`

Property Details

APN / Parcel Number

Primary APN	`40-25481-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,266 sqft
1st Floor Area	696 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Tilt-Up Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	50 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 3RD ST
City	ALBANY
State	MN
Zip	56307-8358
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 001 BLK 008 TOWNSITE OF ALBANY SECTION 15 TOWNSHIP 125 RANGE 031 SECTION 15 TOWNSHIP 125 RANGE 031
Legal Range	31W
Legal Township	125
Legal Section	15
Legal Subdivision	TOWNSITE OF ALBANY
Legal Block	8
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1015
Census Tract	10402

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 3RD ST, ALBANY, MN 56307-8358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 29, 2018
Transfer Doc	00A1513785
Record Updated	Sep 20, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 29, 2018
Property Address	321 3RD ST, ALBANY, MN 56307-8358
Document Number	00A1513785
Instrument Date	Jan 29, 2018
Instrument	A1513785
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 3RD ST, ALBANY, MN 56307-8358

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albany City
County	Stearns County
Unified School District	Albany Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,542.00 (+6.54%)	$169,000 (-0.24%) Land $29,500 Building $139,500	$169,000 (-0.24%) Land $29,500 Building $139,500
2025		$169,400 (+12.78%) Land $24,400 Building $145,000	$169,400 (+12.78%) Land $24,400 Building $145,000
2023	$2,386.00	$150,200 Land $18,300 Building $131,900	$150,200 Land $18,300 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albany serves 2,805 people · EPA ID MN1730001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures