320 3rd St, Albany, MN 56307 Property Records

Stearns County property record for 320 3rd St, Albany, MN 56307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,483 sqft · built 1937
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2023)
Tax Bill	$3,154 (2026)
Deeds & Mortgages	Jun 2023 Sale Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-25493-0000`

Property Details

APN / Parcel Number

Primary APN	`40-25493-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,483 sqft Living Area
Gross Area	1,414 sqft
1st Floor Area	690 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Tilt-Up Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	320 3RD ST
City	ALBANY
State	MN
Zip	56307-8335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S53' OF LTS 5 & 6 & N20' OF LTS 7 & 8 BLK 9 TOWNSITE OF ALBANY SECTION 15 TOWNSHIP 125 RANGE 031 TOWNSITE OF ALBANY SECTION
Legal Range	31W
Legal Township	125
Legal Section	15
Legal Subdivision	TOWNSITE OF ALBANY
Legal Block	9
Legal Lot Number	5-8
Jurisdiction	STEARNS MN
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1016
Census Tract	10402

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 3RD ST, ALBANY, MN 56307-8335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer HOME TOWN TITLE LLC, HOME TOWN TITLE
Apr 11, 2017	Warranty Deed, Transfer HOME TOWN TITLE LLC, HOME TOWN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	20231535827
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 20, 2023
Property Address	320 3RD ST, ALBANY, MN 56307-8335
Document Number	00A1654899
Instrument Date	Jun 8, 2023
Instrument	A1654899
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 3RD ST, ALBANY, MN 56307-8335

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 11, 2017
Property Address	320 3RD ST, ALBANY, MN 56307-8335
Document Number	00A1493130
Instrument Date	Apr 4, 2017
Instrument	A1493130
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Amount	Amount Recorded
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 88, ALBANY, MN 56307-0088

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albany City
County	Stearns County
Unified School District	Albany Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,154.00 (+11.84%)
2025		$259,400 (+13.62%) Land $25,800 Building $233,600	$259,400 (+13.62%) Land $25,800 Building $233,600
2023	$2,820.00	$228,300 Land $21,600 Building $206,700	$228,300 Land $21,600 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albany serves 2,805 people · EPA ID MN1730001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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