3218 Duck Point Dr, Monroe, NC 28110 Property Records

Union County property record for 3218 Duck Point Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,658 sqft · built 2000
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Mar 2019)
Tax Bill	$4,638 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-105-108`

Property Details

APN / Parcel Number

Primary APN	`09-105-108`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,658 sqft Living Area
Gross Area	3,559 sqft
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,988 sqft (0.918 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3218 DUCK POINT DR
City	MONROE
State	NC
Zip	28110-8881
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 MONRO
Legal Description	#31 MALLARD LANDINGOPCD471
Legal Subdivision	MALLARD LANDING
Legal Lot Number	31
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3019
Census Tract	20601

Owner

3218 Duck Point Dr, a rural home, is owned and occupied by two individuals who acquired it in August 2019.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3218 DUCK POINT DR, MONROE, NC 28110-8881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 16, 2019	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Aug 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 8, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Aug 30, 2006 · Amount on File
Deed Document Number	20195858
Deed Book / Page	7326 / 746
Last Transfer Date	Aug 9, 2019
Transfer Doc	0007446550
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3218 DUCK POINT DR, MONROE, NC 28110-8881
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008474204
Date	May 10, 2022
Book Page	8474/204
Instrument	17150

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3218 DUCK POINT DR, MONROE, NC 28110-8881
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7442119
Date	Aug 16, 2019
Book Page	7442/119
Instrument	0024290

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Aug 22, 2019
Property Address	3218 DUCK POINT DR, MONROE, NC 28110-8881
Document Number	0007446548
Book / Page	7446 / 548
Map Reference	CAB D FILE 471
Instrument Date	Aug 9, 2019
Instrument	0024973
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 DUCK POINT DR, MONROE, NC 28110-8881

Mortgage

Document Number	7446550
Date	Aug 22, 2019
Book Page	7446/550
Instrument	0024974

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 8, 2019
Property Address	3218 DUCK POINT DR, MONROE, NC 28110-8881
Document Number	0007326746
Book / Page	7326 / 746
Map Reference	CAB D FILE 471
Instrument Date	Mar 7, 2019
Instrument	0005858
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1039 PREAKNESS BLVD, 1039, INDIAN TRAIL, NC 28079-5741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 DUCK POINT DR, MONROE, NC 28110-8881

Mortgage

Document Number	0000005859
Date	Mar 8, 2019
Instrument	0005859

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3218 Duck Point Dr was $4,638.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,600 (-) Land $82,200 Building $448,400	$530,600 (-) Land $82,200 Building $448,400
2025	$4,638.00	$530,600 Land $82,200 Building $448,400	$530,600 Land $82,200 Building $448,400
2023	$4,014.00	$368,100 Land $52,600 Building $315,500	$368,100 Land $52,600 Building $315,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3218 Duck Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3218 Duck Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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