Union County property record for 3207 Duck Point Dr, Monroe, NC 28110 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,557 sqft · built 2001 |
| Lot Size | 1.36 acres (59,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $414,000 (Mar 2018) |
| Tax Bill | $5,455 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-105-104 |
| Primary APN | 09-105-104 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,557 sqft Living Area |
| Gross Area | 4,101 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 59,590 sqft (1.36 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3207 DUCK POINT DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #27 MALLARD LANDING OPCD471 |
| Legal Subdivision | MALLARD LANDING |
| Legal Lot Number | 27 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20601 |
Source: Union County records · APN 09-105-104
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3207 DUCK POINT DR, MONROE, NC 28110-8881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 29, 2018 | Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Prior Sale | Sep 13, 2000 · Amount on Record |
| Deed Document Number | 20188161 |
| Deed Book / Page | 7127 / 876 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3207 DUCK POINT DR, MONROE, NC 28110-8881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000865124 |
|---|---|
| Date | Feb 06, 2023 |
| Book Page | 8651/24 |
| Instrument | 2692 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, NC 28111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3207 DUCK POINT DR, MONROE, NC 28110-8881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7728666 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 7728/666 |
| Instrument | 25060 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 29, 2018 |
| Property Address | 3207 DUCK POINT DR, MONROE, NC 28110-8881 |
| Document Number | 7127876 |
| Book / Page | 007127 / 000876 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 8161 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $828.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3207 DUCK POINT DR MONROE NC 281108881, MONROE, NC 28110-8881 |
| Document Number | 7127878 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 007127/000878 |
| Instrument | 8162 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,455.00 (+29.3%) | $624,100 (+61.31%) Land $167,700 Building $456,400 | $624,100 (+61.31%) Land $167,700 Building $456,400 |
| 2023 | $4,219.00 | $386,900 Land $166,400 Building $220,500 | $386,900 Land $166,400 Building $220,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790206013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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