3200 Duck Point Dr, Monroe, NC 28110 Property Records

Union County property record for 3200 Duck Point Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,194 sqft · built 2018
Lot Size	0.921 acres (40,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Mar 2018)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jul 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-105-112`

Property Details

APN / Parcel Number

Primary APN	`09-105-112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	2,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	40,119 sqft (0.921 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	471 sqft
Porch	Slab
Porch Area	790 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3200 DUCK POINT DR
City	MONROE
State	NC
Zip	28110-8881
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 MONRO
Legal Description	#35 MALLARD LANDING DUCK OPCD471
Legal Subdivision	MALLARD LANDING
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3019
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3200 DUCK POINT DR, MONROE, NC 28110-8881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jul 16, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST CITIZENS BK
Mar 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Prior Sale	Jul 25, 2005 · Amount on Record
Deed Document Number	20186027
Deed Book / Page	7115 / 372
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3200 DUCK POINT DR, MONROE, NC 28110-8881
Document Number	7412859
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 DUCK POINT DR MONROE NC 281108881, MONROE, NC 28110-8881

Mortgage

Document Number	7412859
Date	Jul 12, 2019
Book Page	007412/000859
Instrument	19746

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Jul 16, 2018
Property Address	3200 DUCK POINT DR, MONROE, NC 28110-8881
Book / Page	007196 / 000240
Instrument Date	Jul 16, 2018
Instrument	19532
Transaction Type	Construction Loan
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	MALLARD LNDG #35 MONROE NC 28110, 35, MONROE, NC 28110

Mortgage

Document Number	7196240
Date	Jul 16, 2018
Book Page	007196/000240
Instrument	19532

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 8, 2018
Property Address	3200 DUCK POINT DR, MONROE, NC 28110-8881
Document Number	7115372
Book / Page	007115 / 000372
Instrument Date	Feb 26, 2018
Instrument	6027
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2694 CANEPATCH DR DENVER NC 280377644, DENVER, NC 28037-7644

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,700 (-) Land $69,900 Building $470,800	$540,700 (-) Land $69,900 Building $470,800
2025	$4,726.00 (+30.62%)	$540,700 (+62.96%) Land $69,900 Building $470,800	$540,700 (+62.96%) Land $69,900 Building $470,800
2023	$3,618.00	$331,800 Land $44,700 Building $287,100	$331,800 Land $44,700 Building $287,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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