3217 Locust St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 3217 Locust St, Saint Joseph, MO 64501 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1925
Square Footage1,020 sqft Base Area
Lot Size6,098 sqft (0.14 acres)
Tax Bill$1,039.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-5.0-15-001-001-027.001

Interior

Building Area1,020 sqft Base Area
1st Floor1,020 sqft 1st Floor

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area6,098 sqft (0.14 acres)
Depth X Width125 ft x 50 ft Depth x Width

Location & Zoning

Street Address3217 LOCUST ST
CitySAINT JOSEPH
StateMO
Zip64501-3421
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUB:OAK HILL LOT:21 BLK:18LGL DESC:
Legal SubdivisionOAK HILL
Legal Block18
Legal Lot Number21
JurisdictionBUCHANAN MO
Minor Civil DivisionWASHINGTON
Census Blockgroup2
Census Block2039
Census Tract900

Owner

Source: Buchanan County records · APN 06-5.0-15-001-001-027.001

Assessment roll updated November 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5814 SE EASTON RD, SAINT JOSEPH, MO 64507-5228
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
COMMERCE BANK
Aug 23, 2019Warranty Deed, Transfer
NOT AVAILABLE, ST JOSEPH TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2024
Deed SaleApr 04, 2024
Prior SaleFeb 16, 2024 · Amount on Record
Deed Doc Number20242419
Deed Book / Page3796 / 40
Last Transfer DateJan 03, 2025
Transfer Doc0000000051
Record RefreshedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateFeb 16, 2024
Property Address3217 LOCUST ST, SAINT JOSEPH, MO 64501-3421
Document Number003794/720
Book / Page3794 / 720
Instrument DateFeb 15, 2024
Instrument2024001085
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5814 SE EASTON RD, SAINT JOSEPH, MO 64507-5228

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5814 SE EASTON RD, SAINT JOSEPH, MO 64507-5228

Mortgage

Document Number2024001086
DateFeb 16, 2024
Instrument2024001086
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateMar 01, 2029
Change FrequencyAnnually
Min Rate At Change5.12%
Max Rate At Change9.12%
Index52-Week T-Bill (1-Year)
Max Rate13.1%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateAug 23, 2019
Property Address3217 LOCUST ST, SAINT JOSEPH, MO 64501-3421
Document Number003740/596
Book / Page3740 / 596
Instrument DateAug 23, 2019
Instrument2019007033
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2635 LAFAYETTE ST, 2635, SAINT JOSEPH, MO 64507-1529

Transferred To (Grantee/Buyer)

NameVerified Name
Address2833 RENICK ST, SAINT JOSEPH, MO 64507-1853

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,039.00 (+0.1%)$14,470 (+6.01%) Land $2,640 Building $11,830$76,170 (+6.03%) Land $13,900 Building $62,270
2024$1,038.00 (+15.59%)
2023$898.00 (+101.35%)$13,650 (+105.88%) Land $2,640 Building $11,010$71,840 (+105.96%) Land $13,900 Building $57,940
2022$446.00$6,630 Land $2,640 Building $3,990
2021$34,880 Land $13,900 Building $20,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 32% of the US · above 22% of Missouri
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Locust St

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