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3215 Locust St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 3215 Locust St, Saint Joseph, MO 64501 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details912 sqft · built 2010
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$206,286 (May 2026)
Tax Bill$904 (2025)
Deeds & MortgagesMar 2009 Line of Credit
May 2026 Sale & Mortgage
+ 3 more
APN06-5.0-15-001-001-027.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-001-001-027.000

Interior

Building Area912 sqft Base Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions125 ft deep x 50 ft wide

Location & Zoning

Street Address3215 LOCUST ST
CitySAINT JOSEPH
StateMO
Zip64501-3421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB:OAK HILL LOT:20 BLK:18LGL DESC:
Legal SubdivisionOAK HILL
Legal Block18
Legal Lot Number20
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2039
Census Tract900

Owner

Source: Buchanan County records · APN 06-5.0-15-001-001-027.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3215 LOCUST ST, SAINT JOSEPH, MO 64501-3421
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2009Deed of Trust, Mortgage · Line of Credit
NODAWAY VALLEY BANK
May 22, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jan 13, 2025Warranty Deed, Transfer
ST JOSEPH TITLE LLC
Mar 09, 2009Intrafamily Transfer, Transfer
ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC
Mar 21, 2005Warranty Deed, Transfer
ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleMar 21, 2005
Deed Document Number20264062
Deed Book / Page3818 / 830
Prior Transfer DateFeb 27, 2009
Prior Transfer Doc03131/0051
Record UpdatedSep 20, 2026

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3215 LOCUST ST, SAINT JOSEPH, MO 64501-3421
Transaction TypeMortgage
Record UpdatedJun 11, 2026
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number03131/0532
DateMar 11, 2009
Book Page3131/0532
Instrument2009002891
Lender
NameNODAWAY VALLEY BANK
AddressSAINT JOSEPH, MO 64507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueSep 06, 2009
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMay 22, 2026
Property Address3215 LOCUST ST, SAINT JOSEPH, MO 64501-3421
Document Number0000004062
Book / Page3818 / 830
Instrument DateMay 22, 2026
Instrument20264062
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyST JOSEPH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 LOCUST ST, SAINT JOSEPH, MO 64501-3421

Mortgage

Document Number0000004063,
DateMay 22, 2026
Instrument20264063
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000004064,
DateMay 22, 2026
Book Page3818/832
Instrument20264064
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
Agreement
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJan 13, 2025
Property Address3215 LOCUST ST, SAINT JOSEPH, MO 64501-3421
Document Number003804/282
Book / Page3804 / 282
Instrument DateJan 13, 2025
Instrument2025000258
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3714 MEADOW OAK LN, SAINT JOSEPH, MO 64503-2306

March 2009: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateMar 09, 2009
Property Address3215 LOCUST ST, SAINT JOSEPH, MO 64501-3421
Document Number03131/0051
Book / Page3131 / 0051
Instrument DateFeb 27, 2009
Instrument2009002798
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2901 EDMOND ST, SAINT JOSEPH, MO 64501-3346

Transferred To (Grantee/Buyer)

NameVerified Name
Address2901 EDMOND ST, SAINT JOSEPH, MO 64501-3346
InvestorPossibly a Property Investor

March 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMar 21, 2005
Property Address3215 LOCUST ST, SAINT JOSEPH, MO 64501-3421
Document Number02776/0580
Book / Page2776 / 0580
Instrument DateMar 18, 2005
Instrument2005003980
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 FREDERICK AVE, SAINT JOSEPH, MO 64501-2329
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$904.00 (+0.11%)$12,620 (+6.23%) Land $1,900 Building $10,720$66,440 (+6.3%) Land $10,000 Building $56,440
2024$903.00 (+15.92%)
2023$779.00 (-0.76%)$11,880 (-) Land $1,900 Building $9,980$62,500 (-) Land $10,000 Building $52,500
2022$785.00$11,880 Land $1,900 Building $9,980
2021$62,500 Land $10,000 Building $52,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 32% of the US · above 22% of Missouri
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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