Buchanan County property record for 3214 Locust St, Saint Joseph, MO 64501 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1988 |
| Square Footage | 1,100 sqft Base Area |
| Lot Size | 13,120 sqft (0.301 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,065 (2026) |
| Tax Bill | $1,297.00 (2025) |
| Primary APN | 06-5.0-15-001-001-047.001 |
|---|
| Building Area | 1,100 sqft Base Area |
|---|---|
| 1st Floor | 1,100 sqft 1st Floor |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 13,120 sqft (0.301 acres) |
| Depth X Width | 160 ft x 82 ft Depth x Width |
| Street Address | 3214 LOCUST ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB:OAK HILL LOT:00 BLK:19LGL DESC:E 82' OF W 342' BLK 19 & PORTION OF ABANDON RR ON S |
| Legal Subdivision | OAK HILL |
| Legal Block | 19 |
| Jurisdiction | BUCHANAN MO |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 1600 |
Source: Buchanan County records · APN 06-5.0-15-001-001-047.001
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3214 LOCUST ST, SAINT JOSEPH, MO 64501-3422 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 12, 2009 | Deed of Trust, Mortgage · Veterans Administration Mortgage METLIFE HOME LOANS |
| May 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC |
| Sep 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Sep 24, 2021 · Amount on Record |
| Deed Doc Number | 20263935 |
| Deed Book / Page | 3818 / 708 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3214 LOCUST ST, SAINT JOSEPH, MO 64501-3422 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 03181/0148 |
|---|---|
| Date | Nov 12, 2009 |
| Book Page | 3181/0148 |
| Instrument | 2009014028 |
| Name | METLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 20, 2026 |
| Property Address | 3214 LOCUST ST, SAINT JOSEPH, MO 64501-3422 |
| Document Number | 0000003935 |
| Book / Page | 3818 / 708 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026.3935 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | PREFERRED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3214 LOCUST ST, SAINT JOSEPH, MO 64501-3422 |
| Document Number | 0000003936, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026..3936 |
| Name | PRIMECAP LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 24, 2021 |
| Property Address | 3214 LOCUST ST, SAINT JOSEPH, MO 64501-3422 |
| Document Number | 003767/761 |
| Book / Page | 3767 / 761 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021010458 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3214 LOCUST ST, SAINT JOSEPH, MO 64501-3422 |
| Document Number | 2021010459 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021010459 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,297.00 | $18,200 (+6.81%) Land $1,520 Building $16,680 | $95,800 (+6.84%) Land $8,000 Building $87,800 |
| 2024 | $1,297.00 (+16.64%) | ||
| 2023 | $1,112.00 (-0.63%) | $17,040 (-) Land $1,520 Building $15,520 | $89,670 (-) Land $8,000 Building $81,670 |
| 2022 | $1,119.00 | $17,040 Land $1,520 Building $15,520 | |
| 2021 | $89,670 Land $8,000 Building $81,670 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 32% of the US · above 22% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures