3120 Oak Grove Rd, Decherd, TN 37324 Property Records

Franklin County property record for 3120 Oak Grove Rd, Decherd, TN 37324

Property Summary

Property TypeMobile Home
Details720 sqft · built 1990
Lot Size1.39 acres (60,548 sqft)
Owner2 Individual Names on Record
Last Sale$5,000 (Oct 2021)
Tax Bill$411 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN026020 02302

Property Details

APN / Parcel Number

Primary APN026020 02302
Alternative APN
  • 020 02302

Interior

Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleMobile/Manufactured
Lot Area60,548 sqft (1.39 acres)
Garage TypeMixed
Garage Area600 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area288 sqft
Shed1 Shed
Shed Area720 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address3120 OAK GROVE RD
CityDECHERD
StateTN
Zip37324-4410
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDISTRICT: 09, COUNTY AREA: R02
JurisdictionFRANKLIN TN
Township / Civil Division6
Census Block Group1
Census Block1031
Census Tract960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3120 OAK GROVE RD, DECHERD, TN 37324-4410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS TRI-COUNTY BANK
Feb 3, 2017Warranty Deed, Transfer
SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleJan 22, 2009 · Amount on Record
Deed Document Number0000468328
Prior Transfer DateSep 8, 2015
Prior Transfer Doc15004634
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN TN
Property Address3120 OAK GROVE RD, DECHERD, TN 37324-4410
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021007650
DateAug 25, 2021
Book PageT1405/126
Instrument21007650
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
AddressDUNLAP, TN 37327
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateFeb 3, 2017
Property Address3120 OAK GROVE RD, DECHERD, TN 37324-4410
Document Number0000000655
Book / Page000417 / 000594
Instrument DateFeb 3, 2016
Instrument655
Transaction TypeTransfer
Record UpdatedFeb 9, 2017
Title CompanySOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$51.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1238 OLD ESTILL SPRINGS RD WINCHESTER TN 373984623, WINCHESTER, TN 37398-4623

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411.00 (+12.3%)$20,600 (-) Land $5,600 Building $15,000
2023$20,600 Land $5,600 Building $15,000
2022$366.00$82,400 Land $22,400 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Point Broadband
Fixed Wireless
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Grove Rd

Nearby Streets

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