32159 Riverpoint St, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32159 Riverpoint St, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,372 sqft · built 1970
Lot Size	0.485 acres (21,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,500 (Jul 2018)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-27-202-007`

Property Details

APN / Parcel Number

Primary APN	`15-09-27-202-007`
Alternative APN	`0927202007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1977
Architectural Style	Ranch
Construction Type	Brick
Foundation Type	Raised
Lot Area	21,127 sqft (0.485 acres)
Lot Dimensions	169 ft deep x 125 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32159 RIVERPOINT ST
City	CHESTERFIELD
State	MI
Zip	48047-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	PELTIER'S SALT RIVER SUBDIVISION LOT 56
Legal Subdivision	PELTIERS SALT RIVER SUBDIVISION
Legal Lot Number	56
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1000
Census Tract	222800

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32159 RIVERPOINT ST, CHESTERFIELD, MI 48047-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 12, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 27, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Nov 13, 2013 · Amount on Record
Deed Document Number	20188084688
Deed Book / Page	25491 / 476
Last Transfer Date	Mar 25, 2022
Transfer Doc	0000048702
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Apr 6, 2022
Property Address	32159 RIVERPOINT ST, CHESTERFIELD, MI 48047-2258
Document Number	2200048702
Book / Page	28538 / 764
Map Reference	LB 13 PG 3
Instrument Date	Mar 25, 2022
Instrument	202200048702
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32159 RIVERPOINT ST, CHESTERFIELD, MI 48047-2258

Mortgage

Document Number	2200048703
Date	Apr 6, 2022
Instrument	202200048703

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32159 RIVERPOINT ST, CHESTERFIELD, MI 48047-2258
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32159 RIVERPOINT ST, CHESTERFIELD, MI 48047-2258

Mortgage

Document Number	0000123472
Date	Feb 12, 2021
Book Page	27420/957
Instrument	2123472

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jul 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 27, 2018
Property Address	32159 RIVERPOINT ST, CHESTERFIELD, MI 48047-2258
Document Number	0000084688
Book / Page	025491 / 000476
Instrument Date	Jun 28, 2018
Instrument	84688
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6878 ARNOLD RD COTTRELLVILLE MI 480391104, COTTRELLVILLE, MI 48039-1104

Mortgage

Document Number	84689
Date	Jul 27, 2018
Book Page	025491/000478
Instrument	84689

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (+18.46%)	$240,000 (+18.46%)
2025	$3,336.00 (+4.91%)
2023		$101,300	$202,600
2022	$3,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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