32089 Riverpoint St, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32089 Riverpoint St, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,048 sqft · built 1978
Lot Size	0.291 acres (12,676 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-27-202-029`

Property Details

APN / Parcel Number

Primary APN	`15-09-27-202-029`
Alternative APN	`0927202029`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	169 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32089 RIVERPOINT ST
City	CHESTERFIELD
State	MI
Zip	48047-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	T3N,R14E P.C. 192 PELTIER'S SALT RIVER SUBDIVISION E 50.0 FT LOT 53 & W 25.0 FT LOT 54
Legal Subdivision	PELTIERS SALT RIVER SUBDIVISION
Legal Lot Number	53-54
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1000
Census Tract	222800

Owner

32089 Riverpoint St is owned and occupied by two individuals.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32089 RIVERPOINT ST, CHESTERFIELD, MI 48047-6000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32089 RIVERPOINT ST, CHESTERFIELD, MI 48047-6000
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32089 RIVERPOINT ST, CHESTERFIELD, MI 48047-6000

Mortgage

Document Number	2200053535
Date	Apr 20, 2022
Book Page	28561/429
Instrument	202200053535

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32089 RIVERPOINT ST, CHESTERFIELD, MI 48047-6000
Document Number	0000013920
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32089 RIVERPOINT ST CHESTERFIELD MI 480476000, CHESTERFIELD, MI 48047-6000

Mortgage

Document Number	0000013920
Date	Feb 11, 2019
Book Page	025804/000646
Instrument	13920

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTEN TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 10, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 32089 Riverpoint St was $3,088 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,200	$322,400
2025	$3,088.00
2023		$124,100	$248,200
2022	$2,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32089 Riverpoint St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32089 Riverpoint St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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