32130 Riverpoint St, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32130 Riverpoint St, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,042 sqft · built 1954
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Aug 2007)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-09-27-201-006`

Property Details

APN / Parcel Number

Primary APN	`15-09-27-201-006`
Alternative APN	`0927201006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	169 ft deep x 116 ft wide
Garage Area	823 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	32130 RIVERPOINT ST
City	CHESTERFIELD
State	MI
Zip	48047-2299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	PELTIER'S SALT RIVER SUBDIVISION LOT 44
Legal Subdivision	PELTIERS SALT RIVER SUBDIVISION
Legal Lot Number	44
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1000
Census Tract	222800

Owner

32130 Riverpoint St is owned and occupied by an individual who bought it in August 2007.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	32130 RIVERPOINT ST, CHESTERFIELD, MI 48047-2299
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2007 · Amount on File
Deed Sale	Aug 14, 2007 · Amount on File
Prior Sale	Mar 3, 2006 · Amount on File
Deed Document Number	20077114039
Deed Book / Page	18887 / 649
Prior Transfer Date	Feb 24, 2006
Prior Transfer Doc	0000035173
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32130 RIVERPOINT ST, CHESTERFIELD, MI 48047-2299
Document Number	0000024578
Book / Page	024578 / 000122
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32130 RIVERPOINT ST CHESTERFIELD MI 480472299, CHESTERFIELD, MI 48047-2299

Mortgage

Document Number	0000024578
Date	Feb 28, 2017
Book Page	024578/000122
Instrument	24578

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 32130 Riverpoint St was $1,731 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,300	$178,600
2025	$1,731.00
2023		$71,700	$143,400
2022	$1,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32130 Riverpoint St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	578.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32130 Riverpoint St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20