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3215 Southern Pine Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3215 Southern Pine Rd, Saint Cloud, FL 34773 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage3,181 sqft Living Area
Lot Size14,984 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$430,840 (2018)
Tax Bill$14,350.00 (2024)

Property Details

APN / Parcel Number

Primary APN30-26-32-3292-0001-020E
Alternative APNs
  • 26323032920001020E
  • 162794

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,181 sqft Living Area
Gross Area4,189 sqft Gross Area
1st Floor3,181 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,984 sqft (0.344 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area784 sqft Garage
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3215 SOUTHERN PINE RD
CitySAINT CLOUD
StateFL
Zip34773-6010
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOODS D-2 & E PB 21 PG 36-40 LOT 20E
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY NBHDS D2 AND E
Legal Tract3292
Legal Block20E
Legal Lot Number20E
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2108
Census Tract43801

Owner

Source: Osceola County records · APN 30-26-32-3292-0001-020E

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3215 SOUTHERN PINE RD, SAINT CLOUD, FL 34773-6010
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 12, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 12, 2018 · Amount on Record
Deed SaleApr 12, 2018 · Amount on Record
Deed Doc Number201858148
Deed Book / Page5316 / 752
Last Transfer DateJun 25, 2020
Transfer Doc0057481877
Record RefreshedJun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 02, 2020
Property Address3215 SOUTHERN PINE RD, HARMONY, FL 34773-6010
Document Number0057481877
Book / Page005748 / 001877
Instrument DateJun 25, 2020
Instrument85967
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3215 SOUTHERN PINE RD HARMONY FL 347736010, HARMONY, FL 34773-6010

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 12, 2018
Property Address3215 SOUTHERN PINE RD, HARMONY, FL 34773-6010
Document Number0053160752
Book / Page5316 / 0752
Map ReferenceMB21 PG36-40
Instrument DateApr 11, 2018
Instrument2018058148
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyAMERICAN HOME TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,016.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1560 WELLS RD BLDG A, 1560, ORANGE PARK, FL 32073-6780

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 SOUTHERN PINE RD, HARMONY, FL 34773-6010

Mortgage

Document Number2018058149
DateApr 12, 2018
Instrument2018058149
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,676.00 (+2.27%) Homeowner's exemption$294,518 (+5.99%)$515,000 (-2.17%) Land $120,800 Building $394,200
2024$14,350.00 (+1.45%)
2023$14,145.00 (+4.71%) Homeowner's exemption$277,882 (+3%)$526,400 (+28.99%) Land $120,800 Building $405,600
2022$13,509.00 Homeowner's exemption$269,789$408,100 Land $84,000 Building $324,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire LikelihoodAbout 1 in 175 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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