Osceola County property record for 3205 Southern Pine Rd, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2013 |
| Square Footage | 3,024 sqft Heated Area |
| Lot Size | 15,464 sqft (0.355 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $830,000 (2022) |
| Tax Bill | $12,552.00 (2025) |
| Primary APN | 30263232920001025E |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,024 sqft Heated Area |
| Gross Area | 4,483 sqft Gross Area |
| 1st Floor | 1,813 sqft 1st Floor |
| Upper Floors | 1,211 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,464 sqft (0.355 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 909 sqft Garage |
| Porch | Open Porch |
| Porch Area | 550 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 162799 |
|---|---|
| Street Address | 3205 SOUTHERN PINE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6010 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY NEIGHBORHOODS D-2 & E PB 21 PG 36-40 LOT 25E |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY NBHDS D-2 & E |
| Legal Tract | 3292 |
| Legal Block | 1 |
| Legal Lot Number | 25E |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2108 |
| Census Tract | 43801 |
Source: Osceola County records · APN 30263232920001025E
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3205 SOUTHERN PINE RD, SAINT CLOUD, FL 34773-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jan 06, 2021 | Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | Jan 06, 2021 · Amount on Record |
| Deed Doc Number | 2022095159 |
| Deed Book / Page | 6235 / 844 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 17, 2022 |
| Property Address | 3205 SOUTHERN PINE RD, SAINT CLOUD, FL 34773-6010 |
| Document Number | 0062350844 |
| Book / Page | 6235 / 844 |
| Map Reference | MB 21 PG 36-40 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022095159 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,810.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 SOUTHERN PINE RD, SAINT CLOUD, FL 34773-6010 |
| Name | Verified Name |
|---|---|
| Address | 3205 SOUTHERN PINE RD, HARMONY, FL 34773-6010 |
| Document Number | 0006235846 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 6235/846 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3205 SOUTHERN PINE RD, HARMONY, FL 34773-6010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056582145 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 5658/2145 |
| Instrument | 2020007881 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 06, 2021 |
| Property Address | 3205 SOUTHERN PINE RD, SAINT CLOUD, FL 34773-6010 |
| Document Number | 0058660571 |
| Book / Page | 5866 / 571 |
| Map Reference | MB 21 PG 36-40 |
| Instrument Date | Jan 06, 2021 |
| Instrument | 2021002230 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,906.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 SOUTHERN PINE RD, SAINT CLOUD, FL 34773-6010 |
| Name | Verified Name |
|---|---|
| Address | 3205 SOUTHERN PINE RD, SAINT CLOUD, FL 34773-6010 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,552.00 (+1.9%) Homeowner's exemption | $615,800 (-0.35%) Land $120,800 Building $495,000 | $615,800 (-1.82%) Land $120,800 Building $495,000 |
| 2023 | $12,318.00 (+16.7%) Homeowner's exemption | $617,966 (+26.4%) | $627,200 (+28.29%) Land $120,800 Building $506,400 |
| 2022 | $10,555.00 | $488,900 Land $84,000 Building $404,900 | $488,900 Land $84,000 Building $404,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 151 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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