1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Southern Pine Rd

3207 Southern Pine Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3207 Southern Pine Rd, Saint Cloud, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage2,725 sqft Heated Area
Lot Size15,899 sqft (0.364 acres)
GarageFinished, 668 sqft
Last Sale$775,000 (2022)
Tax Bill$12,711.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263232920001024E
Alternative APN
  • 162798

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,725 sqft Heated Area
Gross Area3,866 sqft Gross Area
1st Floor2,725 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,899 sqft (0.364 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area668 sqft Garage

Exterior Amenities

Pool Area460 sqft Pool
Deck Area901 sqft Deck
PorchOpen Porch
Porch Area472 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number162798
Street Address3207 SOUTHERN PINE RD
CitySAINT CLOUD
StateFL
Zip34773-6010
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOODS D-2 & E PB 21 PG 36-40 LOT 24E
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY NBHDS D-2 & E
Legal Tract3292
Legal Block1
Legal Lot Number24E
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2108
Census Tract43801

Owner

Source: Osceola County records · APN 30263232920001024E

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2009 FRANCES DR, COLLEYVILLE, TX 76034-5781
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 13, 2017Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2022 · Amount on Record
Deed SaleNov 01, 2022 · Amount on Record
Prior SaleJun 20, 2014 · Amount on Record
Deed Doc Number2022160814
Deed Book / Page6309 / 1061
Record RefreshedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 01, 2022
Property Address3207 SOUTHERN PINE RD, SAINT CLOUD, FL 34773-6010
Document Number0063091061
Book / Page6309 / 1061
Map ReferenceMB 21 PG 36-40
Instrument DateOct 31, 2022
Instrument2022160814
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,425.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10 WHISTLING STRAIGHT RD, PINEHURST, NC 28374-8580

Transferred To (Grantee/Buyer)

NameVerified Name
Address2009 FRANCES DR, COLLEYVILLE, TX 76034-5781

Mortgage

Document Number0063091063
DateNov 01, 2022
Instrument6309/1063
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateDec 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.7%
IndexOther
Max Rate11.7%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3207 SOUTHERN PINE RD, HARMONY, FL 34773-6010
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050851792
DateJan 13, 2017
Book Page5085/1792
Instrument2017007741
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,711.00 (+1.07%)$586,400 (-1.66%) Land $120,800 Building $465,600$586,400 (-1.66%) Land $120,800 Building $465,600
2023$12,576.00 (+45.81%)$596,300 (+52.53%) Land $120,800 Building $475,500$596,300 (+26.17%) Land $120,800 Building $475,500
2022$8,625.00 Homeowner's exemption$390,941$472,600 Land $84,000 Building $388,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 151 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Southern Pine Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures