3209 Chestnut Dr, McHenry, IL 60051 Property Records

McHenry County property record for 3209 Chestnut Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,863 sqft · built 2000
Lot Size	0.235 acres (10,252 sqft)
Owner	Individual Name on File
Last Sale	$268,500 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-230-010`

Property Details

APN / Parcel Number

Primary APN	`09-26-230-010`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,863 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	963 sqft
Basement Area	938 sqft
Finished Basement	809 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,252 sqft
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	110 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3209 CHESTNUT DR
City	MCHENRY
State	IL
Zip	60051-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0002576 LT 57 OAKS OF MCHENRY PHASE TWO MEMO: SOKO-KEMPEH, PETERSON SAYE HARRY
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	OAKS/MCHENRY PH 2
Legal Phase	2
Legal Lot Number	57
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3022
Census Tract	870604

Owner

3209 Chestnut Dr is owned by an individual who bought it in January 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3209 CHESTNUT DR, MCHENRY, IL 60051-2618
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Jun 5, 2000 · Amount on File
Deed Document Number	2021R0002576
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 14, 2021
Property Address	3209 CHESTNUT DR, MCHENRY, IL 60051-2618
Document Number	0000002576
Map Reference	DOC 1999R0031334
Instrument Date	Nov 30, 2020
Instrument	2021R0002576
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1700 NORWOOD AVE #G9 # G9, G9, ITASCA DUPAGE, IL

Mortgage

Document Number	0000002577
Date	Jan 14, 2021
Instrument	2021R0002577

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3209 CHESTNUT DR, MCHENRY, IL 60051-2618
Document Number	0000017067
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 CHESTNUT DR MCHENRY IL 600512618, MCHENRY, IL 60051-2618

Mortgage

Document Number	0000017067
Date	Jun 12, 2019
Instrument	17067

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 11, 2024

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$81,067 Land $14,629 Building $66,438	$243,201 Land $43,887 Building $199,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3209 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3209 Chestnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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